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TD Bank, America’s Most Convenient Bank^®, is one of the 15 largest banks in the United States with $163 billion in assets, and provides Customers with a full range of financial products and services at more than 1,100 retail stores throughout the Northeast, Mid-Atlantic, Metro D.C. and Florida.

TD Bank
TD Bank offers a broad array of retail, small business and commercial banking products and services to more than 6.5 million Customers in Connecticut, Delaware, the District of Columbia, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont and Virginia.

TD Insurance^†
TD Insurance, Inc. is a full service insurance agency, protecting consumers and businesses throughout the Northeast for well over 100 years.

TD Wealth Management
TD Wealth Management offers comprehensive wealth management services for personal investing and institutional or non-profit organizations.

^†Insurance products are offered through TD Insurance, Inc. TD Insurance, Inc. represents the insurer in placing your insurance coverage, and may provide services to you for that insurer. TD Insurance, Inc. will receive compensation from the insurer in connection with placement of your insurance.

TD Wealth Management and TD Insurance are service marks of The Toronto-Dominion Bank. Used with permission.

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SECURITIES AND INSURANCE
NOT FDIC INSURED	NO BANK GUARANTEE	MAY LOSE VALUE

Securities and other investment and insurance products are: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by TD Bank, N.A. or any of its affiliates; and, may be subject to investment risk, including possible loss of value.

Beginning July 1, 2010 TD Bank, N.A. will no longer participate in the FDIC's Transaction Account Guarantee Program. Thus, after June 30, 2010, funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC's general deposit insurance rules.

©2010 TD Bank, N.A. All Rights Reserved.