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Committee Composition

Human Resources and Compensation Committee
P. Kevin Condron, Chair
Stanley E. Grayson
Peter G. Vigue

Audit Committee
William E. Bennett, Chair
Stanley E. Grayson
Dana S. Levenson
Thomas J. Mullin

Board Risk Committee
Dana S. Levenson, Chair
William E. Bennett
Natica von Althann
Peter G. Vigue

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SECURITIES AND INSURANCE
NOT FDIC INSURED	NO BANK GUARANTEE	MAY LOSE VALUE

Securities and other investment and insurance products are: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by TD Bank, N.A. or any of its affiliates; and, may be subject to investment risk, including possible loss of value.