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TD Bank, America's Most Convenient Bank^® is one of the 15 largest commercial banks in the U.S., with approximately 22,000 employees and deep roots in the community dating back more than 150 years. The Bank offers a broad array of retail, small business and commercial banking products and services to more than 6.5 million Customers through its extensive network of more than 1,000 retail locations throughout the Northeast, Mid-Atlantic, Florida and Metro D.C.

TD Bank operates in 12 states and the District of Columbia. In addition to banking products, the Bank and its subsidiaries provide clients with customized wealth management services through TD Wealth Management, and insurance products and services through TD Insurance, Inc., one of the largest insurance agencies in the Northeast.

TD Bank is a member of TD Bank Financial Group of Toronto, Canada, a top 10 financial services company in North America and one of a few banks in the world rated Aaa by Moody's. TD Bank Financial Group trades on the New York and Toronto stock exchanges under the ticker: TD. For more information visit www.td.com.

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SECURITIES AND INSURANCE
NOT FDIC INSURED	NO BANK GUARANTEE	MAY LOSE VALUE

Securities and other investment and insurance products are: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by TD Bank, N.A. or any of its affiliates; and, may be subject to investment risk, including possible loss of value.

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