Account Guides: Understanding Fees

Account Guides: Understanding Fees

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TD Premier CheckingSM

Keep a higher balance, earn interest, and use non-TD ATMs.

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TD Relationship CheckingSM

Bundle your accounts and enjoy discounted rates and fees on many bank products and services.

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TD Convenience CheckingSM

Get great features, with a low minimum balance to waive the monthly maintenance fee.

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TD Simple CheckingSM

Enjoy simple everyday checking with a low and predictable monthly maintenance fee.

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TD 60 Plus CheckingSM

If you're 60 or older, earn interest and keep a low minimum daily balance to waive the monthly maintenance fee.

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TD Student CheckingSM

If you're under age 24 and enrolled as a full-time student*, you pay no monthly maintenance fee.

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Savings & Money Market

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TD Simple SavingsSM

Our base savings account – great for building your nest egg.

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TD Growth Money MarketSM

Earn more as you grow your savings, with the added convenience of checks.

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TD Relationship SavingsSM

Maintain a higher balance and maximize your earnings.

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Holiday Club

Take the stress out of holiday spending when you start saving today.

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Club Saver

Saving is easier when you have a goal – like a dream vacation or a new car.

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Young Saver

Help your children (age 18 years and under) learn the value of saving.

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Health Savings Accounts (HSA)

Earn valuable tax benefits while saving and paying for medical expenses.

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Loans and Lines of Credit

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Personal Unsecured Loan

Great for debt consolidation, home improvements or other large purchases, with one predictable monthly payment.

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Personal Unsecured Line of Credit

Access money from your line of credit when you need it, and only pay interest on what you borrow.

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Personal Secured Loans

Borrow against your TD Bank savings, money market or CD account while you continue to grow your savings.

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TD Moneyline Overdraft Protection

If your account dips below zero, a personal line of credit linked to your checking account can help.

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*Available to students under age 24. If the student is under the age of 18, he/she must open a joint checking account with a parent or legal guardian at a TD Bank location. Proof of active student status is required – student ID or a bill or receipt of payment to/from the institution the student attends. When student benefits expire after 5 years or on student's 24th birthday, whichever comes first, the account will convert to a TD Convenience Checking account.

Personal Deposit Account Terms and Conditions

All TD Bank personal deposit accounts have the following terms, conditions and disclosures: