Commercial Checking Accounts

Commercial Checking
 

Business services
you need and the partnership you value

Talk to a Business Specialist

toll-free at
1-855-278-8988

Business banking should be simple. That's why we do the work for you, offering services that support your day-to-day needs and help you achieve your business financial goals. Our commercial checking accounts are designed with you in mind - to make running your business easier for you.

Need help choosing a business checking account?

Get a customized recommendation with our Business Checking Selector

Manage your business more efficiently.

When you open one of our commercial checking accounts, you'll receive:

  • Competitive Earnings Credit Rate (ECR) to help eliminate or reduce bank service fees
  • Dedicated relationship managers
  • Itemized account analysis statements for summary reporting and billing
  • Access to online payment services
  • Thousands of convenient store locations providing longer hours
  Best for Benefits Earnings Credit Rate (ECR)1
TD Commercial Simple Checking

Businesses that want everyday banking services and maintain high average balances

Have greater than $2.5 million in annual sales or more than $50,000 in operating deposit balances

Have less than 500 monthly transactions

  • Earn a competitive ECR to offset bank service fees
  • Initiate online ACH credit payments and domestic wires
  • Basic online banking with TD Bank BusinessDirect
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TD Commercial Convenience Checking

Businesses with multiple operating accounts that need advanced online payment and fraud services

Have greater than $2.5 million in annual sales or more than $100,000 in operating deposit balances

Have less than 1,000 monthly transactions

  • Earn a competitive ECR to offset bank service fees
  • You receive 2 additional checking accounts without a monthly maintenance fee
  • Access to premium Online Banking with ACH credit and debit payments, domestic and international wires, and positive pay services
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TD Commercial Analyzed Checking

Businesses that can benefit from advanced Treasury Management services, including comprehensive information reporting, A/P and A/R services, and fraud protection

Have $5 million or more in annual sales

Have 1,000 or more monthly transactions

  • Earn a competitive ECR to offset bank service fees
  • Utilize full suite of services that can be customized for large businesses
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TD Not-for-Profit Advantage Checking

Larger not-for-profit entities with tax-exempt status that want to maximize their dollars and streamline their donation and payment processes

Have $5 million or more in annual sales

Have 1,000 or more monthly transactions

  • Earn a competitive ECR to offset bank service fees
  • Earn even more with a competitive rate of interest on excess balances
  • Advanced treasury management services to collect donations and provide a wide range of payment options
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Plus interest

  Monthly maintenance fee Minimum daily balance to waive monthly maintenance fee Minimum first deposit Earnings Credit Rate (ECR)1 Free items per statement cycle2
TD Commercial Simple Checking $15.00 N/A $200 Yes 500 (additional items $0.35 each)*
TD Commercial Convenience Checking $50** $100,000 (in TD Commercial Convenience Checking relationship balances**) $200 Yes 1,000 free items paid or deposited** (additional items $0.35 each)
TD Commercial Analyzed Checking Varies by state – please call for more info: 1-866-475-7262 N/A $25 Yes Varies by state - please call for more info: 1-866-475-7262
TD Not-for-Profit Advantage Checking Varies by state – please call for more info: 1-866-475-7262 N/A $25 Yes, plus earn interest on excess balances Varies by state - please call for more info: 1-866-475-7262


We also offer business checking accounts for:

Government or municipal entities: Talk to a Government Banking relationship manager near you

Small businesses: Find out how we make business banking hassle-free

IORTA and IOLTA: Trust accounts for realtors and lawyers