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TD Charitable Foundation 2014 Housing for Everyone Grant Competition Guidelines

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Eligibility Criteria

The TD Charitable Foundation makes available annually through its themed Housing for Everyone grant competition dedicated funds to support affordable housing. For 2014, the Housing for Everyone grant competition focuses on Housing for the Future.

Applications must highlight the ways in which funding will will encourage the creation or preservation of rental housing units for families with children.

The Foundation is interested in receiving applications from organizations that meet the following criteria:

  1. Applicant organization must be tax-exempt under IRS Code 501(c)(3) or must be a state/local government entity. Private foundations are not eligible to apply.
  2. Housing units or properties to be improved must be located in a TD Bank, N.A. metro market area.
  3. Applicant organization must not discriminate on the basis of race, national or ethnic origin, color, religion, age, sex, sexual orientation, marital status, family status, veteran status, disability or other characteristic protected by law.
  4. Applicant organization must have a history of developing, maintaining and/or providing affordable housing for low- and moderate-income families or individuals that meet one of the criteria below.
    • The annual earnings of the population served are less than 80% of the HUD median income for the area.
    • The annual earnings of the population served are at or below 200% of the federal poverty level.
    • The population served is homeless.
    • The population served is indigent.
    • The population served receives Medicaid.
    • The populations served by the program are students or their families from a school where at least 51% of students qualify for free or reduced priced meals under the USDA's National School Lunch Program.
    • The population served are recipients of one of the following USDA programs:
      • Supplemental Nutrition Assistance Program (SNAP)
      • USDA §514/516 (Farm Labor Housing Loans & Grants)
    • The population served are recipients of one of the following HUD programs:
      • HUD §8 (Assistance for Public Housing Relocation/ Replacement)
      • HUD §202 (Supportive Housing for the Elderly Program)
      • HUD §515 (Rural Rental Housing Loans)
      • HUD §811 (Supportive Housing for Persons with Disabilities)
  5. Applicant organization must be able to show the impact they have made to affordable housing efforts in their community.
  6. Applicant organization must show fiscal responsibility and ongoing viability.
  7. All housing units or properties to be improved or developed must be for and occupied by low- and moderate- income families or individuals that meet one of the criteria below. Improvements to market rate units will not be considered.
    • The annual earnings of the population served are less than 80% of the HUD median income for the area.
    • The annual earnings of the population served are at or below 200% of the federal poverty level.
    • The population served is homeless.
    • The population served is indigent.
    • The population served receives Medicaid.
    • The populations served by the program are students or their families from a school where at least 51% of students qualify for free or reduced priced meals under the USDA's National School Lunch Program.
    • The population served are recipients of one of the following USDA programs:
      • Supplemental Nutrition Assistance Program (SNAP)
      • USDA §514/516 (Farm Labor Housing Loans & Grants)
    • The population served are recipients of one of the following HUD programs:
      • HUD §8 (Assistance for Public Housing Relocation/ Replacement)
      • HUD §202 (Supportive Housing for the Elderly Program)
      • HUD §515 (Rural Rental Housing Loans)
      • HUD §811 (Supportive Housing for Persons with Disabilities)
  8. Applicant organization seeking funds for the creation of new units must break ground for those units sometime during the period from the receipt of the funds (November 2014) through December 2015.
  9. Applicant organization must be current on all outstanding debt obligations, utility payments and taxes. There can be no unsatisfied judgments/liens on the property for which the applicant is liable.
  10. Applicant organization must be able to quantify the impact of their proposed affordable housing project.
  11. Applicant organization must not have any pending legal actions against it.

Application Process

Applications will be accepted until 4:00 p.m. Eastern Time on Friday, August 29, 2014. In fairness to all applicants, late or incomplete applications will not be considered.

Eligible organizations must apply using the online TD Charitable Foundation Grant Competition Application. Paper applications will not be accepted.

The online grant application process begins with the submission of the organization's Tax Identification Number (TIN) followed by the completion of an eligibility quiz. If your organization and project are eligible to apply for a competition grant, you will be able to access the TD Charitable Foundation Grant Competition Application.

Technical assistance during the online application process is available via the "Contact Us" link found at the top of each application page.

The grant competition application consists of the following eight sections:

  1. Acceptance of Grant Conditions, should your organization be chosen for funding
  2. General Organization Information
    (e.g., name, address, phone number, website address, etc.)
  3. Contact Information
    (e.g., top executive information and request contact information if different)
  4. Additional Organization Information
    (e.g., year founded, mission, organization type, staff and volunteer information, etc.)
  5. Organization Financial Information
  6. Request Information
    (e.g., project title, project summary, project budget, etc.)
  7. Required documents
  8. Completion of Public Relations release document
In order for your funding request to be considered, eight required documents (listed below) must be attached to the online grant application. All documents must be in either PDF format or Word format. Excel files will not be accepted.
  1. A detailed project proposal (four pages maximum; 10 point font minimum)
    The following items, in this order, should be included in the detailed project proposal:
    • A physical description of the housing units or properties to be improved including but not limited to age, location, breakdown according to the number of bedrooms, square footage of the units and population served.
    • Applicants seeking funds to create new units should include a 24-month timeline from the time of the award to the creation of those units that must include a date to break ground some time between November 2014 and December 2015. The location and ownership of the new units should be included in the application.
    • Special consideration may be given to applications that utilize abandoned structures or those that need significant repairs.
    • All initiatives should include a sustainable energy efficiency component which will be considered in the scoring of the applications.
    • A description of your organization's capacity to manage the project and the resources required to accomplish the project's goals, including key roles and responsibilities.
    • A list of other funding sources your organization has secured that will support your project (include any reserves and in-kind donations)
    • A description of the metrics your organization will use to determine the success of your project (include any anticipated savings per unit)
    • Pictures of the properties: one of the front of the building and at least one related to the anticipated improvements
  2. A detailed project budget (sources and uses); Must include line items for categories such as reserves and in-kind donations
  3. A letter from an executive of your organization certifying that there are no pending legal actions, attachments or unsatisfied judgments/liens against your organization and/or any subject property; Must be on letterhead of your organization and manually signed by the person certifying
  4. A list of your organization's board members, board position, employer and job title
  5. Your organization's current operating budget; Must be for the most recently completed fiscal year available; Must include income and expenses
  6. Last available audited financial statement including notes/comments; not to pre-date January 1, 2012
  7. A copy of the 501(c)(3) federal tax exemption letter of determination and, if applicable, evidence of your organization's authority to operate under the 501(c)(3) of another organization; or, if applicable, a letter on official letterhead providing the nine-digit tax identification number of the applying government entity and signed by the senior officer
  8. A letter from an executive of your organization certifying that the TD Charitable Foundation may use any pictures your organization sends to us as a part of this year's submission for newsletters showcasing Foundation activities.

Review Process

All complete applications will be reviewed by a panel of judges representing TD Bank, N.A. metro markets areas. Applicants will be notified of the Foundation's decisions by mid November 2014.

Read our frequently asked questions.

Contact Us

Please direct any questions regarding this competition to US-CharitableGiving@TD.com. Include "Housing for Everyone" in the subject line.