Two reasons to get Elite Savings.

*Annual Percentage Yield (APY) accurate as of November 8, 2009. APY varies by minimum daily balance: 0.25% - $0.01-$9,999.99, 1.50% - $10,000+. At the expiration of the promotional rate period, standard rates will apply and may change at any time. Fees may reduce earnings on the account. $10,000 in new deposits in the Elite Savings Account and a TD Bank Checking Account required to earn the promotional APY of 1.50%. New deposits must be funds not currently on deposit with TD Bank, N.A. Promotional APY of 1.50% is guaranteed for three months as long as a $10,000 minimum daily balance is maintained. Offer available to consumer accounts only and does not apply to IRA Elite Savings Accounts. Offer is available to new and existing Customers. Offer available between November 8, 2009 and November 30, 2009.

On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.

TD Bank Financial Group is a trade name for The Toronto-Dominion Bank. Used with permission. For detailed credit ratings for TD Bank Financial Group and TD Bank, N.A. visit http://www.td.com/investor/credit.jsp.