Building a Good Credit Score
Every financial decision you make may impact your credit score and your ability to get a job, loan, credit cards, basic utilities and services, even rent an apartment or lease a car. Good financial choices help lenders and businesses see you as low-risk. You'll be more likely to receive financial opportunities, including higher credit limits and lower interest rates.
Credit scores change. If you've never had credit or you've made financial mistakes, wise decisions and responsible actions, over time, will lead to a positive credit report and financial benefits.
Are you wondering how to establish credit that will improve your credit report? You've come to the right place.
How to build credit history that benefits you
How to rebuild your credit score
How to maintain your good credit
1McFadden, Leslie. "How to pick a secured credit card." www.bankrate.com. N.p., 12 Oct 2011. N.d. Web. 7 Oct 2012.
2You may request a free copy of your credit report anually at www.annualcreditreport.com.
3Fees may apply.
"Understanding Your Personal Credit Report and Score." www.tdbank.com. N.p. unknown. N.d. 7 Oct 2012.
"Understanding Credit Scores." www.experian.com. N.p. unknown. N.d. 7 Oct 2012.
"How to repair my credit and improve my FICO credit score." www.myfico.com. N.p. unknown. N.d. 7 Oct 2012.
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This article is based on information available in August 2012. It is for general informational purposes only. It is not intended to provide specific financial, investment, tax, legal, accounting, or other advice and should not be acted or relied upon without the advice of a professional advisor. A professional advisor will recommend action based on your personal circumstances and the most recent information available.