Tax Resource Center

 

Get ready for tax season.

Verify or update your mailing address to make sure your 1099 and 1098 forms arrive in mid-February.

 


Get ready for tax time

Here are the tools you need to make it easy.

 

Your 1099 and 1098 forms are on schedule.


Verify or update your mailing address to make sure your 1099 and 1098 forms arrive in mid-February.


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Top FAQs

Expand How can I verify my account address?

Log in to Online Banking or take a look at your current paper statement. Unless you make a change, the address listed on that statement is where we'll send your 1099 and 1098 forms.

Expand How can I change my account address to make sure my tax forms arrive on time?

To update your account mailing address, follow these steps:

    1. Log in to Online Banking
    2. Select the "Customer Service" tab
    3. Select "Contact Info" and update your address

Expand What are the requirements for TD Bank to send me a Form 1099-INT?

$10 minimum requirement

Form 1099-INT is produced if the aggregated interest earned for a particular Tax ID number is $10 or more. For individuals, the Tax ID number is typically your Social Security number.

Primary owner requirement

Only the primary owner will receive a Form 1099-INT. If you are listed first on an account, you are considered the primary owner. You may co-own an account(s) with another person - spouse, partner, child, etc. If they are listed second on the account, they would be considered the secondary owner.

Typically, TD Bank mails 1099 tax forms to applicable customers in late January. If this applies to you, then you can expect to receive your tax information within the first two weeks of February.

To issue you a Form 1099-INT, TD Bank reviews all of your account relationships (interest-earning accounts like checking, savings, money market and CDs accounts) and sends one Form 1099-INT to cover all of your accounts in which you are the primary owner.

Special note about Individual Retirement Accounts (IRAs)

IRAs do not receive a Form 1099-INT. Interest postings to IRAs are not reportable. However, distributions from an IRA are reported to you and the IRS on a Form 1099-R. This form is mailed out in late January for the prior tax year.

 

Remember:

1099-INT forms are only sent
out if the interest earned is
at least $10.

View all FAQs

 

Expand How can I verify my account address?

Log in to Online Banking or take a look at your current paper statement. Unless you make a change, the address listed on that statement is where we'll send your 1099 and 1098 forms.

Expand How can I change my account address to make sure my tax forms arrive on time?

To update your account mailing address, follow these steps:

  1. Log in to Online Banking
  2. Select the "Customer Service" tab
  3. Select "Contact Info" and update your address

Expand What is Form 1099-INT?

Form 1099-INT is an IRS form issued by TD Bank and is used to report interest payments made by the bank to our customers. TD Bank follows all IRS standards and mails forms to customers in late January for the prior tax year.

If you earned $10 or more in interest for all your TD Bank account(s) and you are the primary owner of your account(s), you should receive your Form 1099-INT by early February.

Form 1099-INT may also be issued to Customers that negotiate U.S. Savings Bonds with TD Bank during the calendar year.

Learn more about Form 1099-INT.*

Expand What if I received two 1099-INT Forms this year?

A small number of customers were accidentally sent duplicate 1099-INT forms for the 2016 tax year. Be sure to use only one of the forms when filling out your tax return, and simply disregard the other. Rest assured, we did not file duplicate 1099-INT forms or amounts with the IRS. Questions? Call us anytime at 1-888-751-9000.

Expand What are the requirements for TD Bank to send me a Form 1099-INT?

$10 minimum requirement

Form 1099-INT is produced if the aggregated interest earned for a particular Tax ID number is $10 or more. For individuals, the Tax ID number is typically your Social Security number.

Primary owner requirement

Only the primary owner will receive a Form 1099-INT. If you are listed first on an account, you are considered the primary owner. You may co-own an account(s) with another person - spouse, partner, child, etc. If they are listed second on the account, they would be considered the secondary owner.

Typically, TD Bank mails 1099 tax forms to applicable customers in late January. If this applies to you, then you can expect to receive your tax information within the first two weeks of February.

To issue you a Form 1099-INT, TD Bank reviews all of your account relationships (interest-earning accounts like checking, savings, money market and CDs accounts) and sends one Form 1099-INT to cover all of your accounts in which you are the primary owner.

Special note about Individual Retirement Accounts (IRAs)

IRAs do not receive a Form 1099-INT. Interest postings to IRAs are not reportable. However, distributions from an IRA are reported to you and the IRS on a Form 1099-R. This form is mailed out in late January for the prior tax year.

Expand What should I do if I don't receive my 1099 form?

You can expect to receive a 1099-INT form if you earn at least $10 in aggregated interest on your account. Typically, TD Bank mails 1099 tax forms to customers in late January. If this applies to you, then you should receive your tax information within the first two weeks of February.

If you did not receive a 1099 from us and you think you should have, please contact us by secure message using the instructions below. Remember, never send your account information or any other personal information by unsecured e-mail.

To send a secure message through the Online Banking Message Center:

  • Log in to Online Banking
  • Select the Customer Service tab
  • Under "Secure Message and Inquiries," select "Send a Message"
  • Under the "New Message to TD Bank Customer Service," select "General Customer Service"
  • In the Subject Line, enter "1099 Request"
  • To expedite your request, please include the following information in the comments section of your message:
    • Primary account number
    • Account type (Savings, Checking)
    • Address on tax form (for any 1099 corrections)
    • Your current mailing address
    • Any general comments to clarify your request

You'll hear back from us by secure message within 24-48 hours. To view new messages, log in to Online Banking, go to the message center and click "Read New Messages."

Expand What is Form 1098?

TD Bank will issue you a Form 1098 only if TD Bank receives $600 or more in mortgage interest from you for a given year for each loan where real property (home, land) is held as collateral.

Loans secured with real property include:

  • Mortgages
  • Home equity loans
  • Home equity lines of credit
  • Some personal loans - excludes unsecured personal loans and lines of credit and personal loans secured by other property like a car, boat, art, etc.

TD Bank follows all IRS standards and you can expect your Form 1098 by early February for the prior tax year.

Learn more about Form 1098.*

Expand What are the requirements for TD Bank to send me a Form 1098?

TD Bank follows all rules set out by the IRS, which require financial institutions to report applicable accounts only when the mortgage interest received from the individual is $600 or more.

If you paid $600 or more in mortgage interest for any loan(s) secured by real property (home, land) - such as a mortgage, home equity loan, home equity line of credit or personal loan - you should receive a Form 1098 by early February.

Expand How can I get a copy of my Form 1099-INT or Form 1098?

TD Bank will automatically mail all tax forms to the account address on file in late January for the prior tax year. Our approach follows standards required by the IRS.
Learn more about Form 1099-INT.*
Learn more about Form 1098.*

If you would like to request a Form 1099-INT or Form 1098 from a tax year older than last year, e.g. 2012, please visit your local TD Bank or call us at 1-888-751-9000.

Expand How do I receive a Form 1099-INT or Form 1098 from a previous year?

If you would like to request a Form 1099-INT or Form 1098 from a tax year older than last year, e.g. 2012, please visit your local TD Bank or call us at 1-888-751-9000.

TD Bank will automatically mail all tax forms to the account address on file in late January for the prior tax year. Our approach follows standards required by the IRS.

Expand What if I have additional questions about my Form 1099-INT or Form 1098?

If you have questions about your Form 1099-INT or Form 1098, please visit your local TD Bank or call us at 1-888-751-9000. While we can provide you with general information regarding your Form 1099-INT or Form 1098, TD Bank does not provide tax advice. You should consult your tax advisor regarding your individual tax situation.

Expand How do I view and print account statements for my tax preparation?

The easiest way to print your statements is to:

  • Log into Online Banking
  • Select the account you'd like statements for
  • Select the "Statements and Notices" tab
  • Use the dropdown menu to view and download your statements in PDF format

Not enrolled in Online Banking? Enroll today.

Other options

Expand How can I receive my tax refund?

After you file your federal tax return, you can track the status of your refund online.*

If you specified that you want your federal tax refund to be directly deposited into your TD Bank checking or savings account, you can quickly see when your refund was deposited using TD Bank Online Banking.

  • Just log into Online Banking
  • Select the account
  • On the Account History screen, view the Pending Transactions and Account Details tabs to see when the refund hit your account

Not enrolled in Online Banking? Enroll today.*

Important Dates - 2017 Tax Year
Your tax forms are on their way!

April 17, 2018

Your 2017 tax return is
due (unless you request
an automatic extension
by this date)



Mid-Late February

Your tax forms arrive at
home



Late January-
Early February

Your tax forms are in
the mail



Early January

We're getting your 1099
and 1098 tax forms ready.
Keep an eye out for
W2s from your employer



November-December

Double-check to make
sure your mailing
address is up to date


Verify or update your mailing address to make sure your 1099 and 1098 forms arrive in mid-February.