Direct Deposit

Save time and a trip to the bank.

Access your funds right away with Direct Deposit.



With Direct Deposit, you don't have to wait for your check to clear. Funds are available when your salary, pension or Social Security payments are put directly into your designated checking or savings account.

Set up your paycheck.

To set up Direct Deposit you need your bank name, account number, routing transit number and type of account. We've made it simple: just complete the Direct Deposit Authorization form (PDF) and give it to your employer's payroll representative.

Set up your federal benefits payments.

The Treasury Department requires all federal benefit check recipients to select an electronic payment option. Setting up Direct Deposit of your Social Security, Supplemental Security Income (SSI), Veteran Affairs (VA) compensation and pension payments is fast, easy and free.

You can set up your Direct Deposit by visiting your local TD Bank, going online at the U.S. Treasury Department's Go Direct ® website or calling the U.S. Treasury Electronic Payment Solution Center at 800-333-1795.

Have the following information ready when you sign up: Social Security or claim number, 12-digit federal benefit check number (located in the upper right-hand corner of your federal benefit check), federal benefit check amount, TD Bank account number and routing transit number.

At TD Bank, there's always someone to talk to about your account. Call us or come in today.

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Funds from your direct deposit are made immediately available for you to use. Your direct deposit posts to your account on the business day it is scheduled to be credited by the bank. A business day is every day, except Saturdays, Sundays and federal holidays. Should your direct deposit be scheduled for a non-business day, your deposit will be made on the first business day after that date.

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