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TD Moneyline Overdraft ProtectionTD Moneyline Overdraft Protection is a service to automatically transfer available funds from your TD Moneyline unsecured line of credit, up to your available credit limit, to prevent checking account overdrafts.
Plus, you may avoid overdraft fees for returned checks or insufficient funds. Interest is charged only when you use your line of credit.
Opening a line of credit for overdraft protection requires that you fill out a loan application. To apply, you must:
Other Benefits of TD Moneyline Overdraft Protection
Savings Overdraft ProtectionSavings Overdraft Protection allows you to link your savings or money market account to your checking account to protect you from overdrawing your account.
If your checking account becomes overdrawn, and provided that you have sufficient funds available in your savings or money market accounts, the funds will be automatically transferred to your checking account. This will ensure that your payments are made, and it saves you costly overdraft charges. No credit approval is required. In the event of a checking account overdraft, there is a nominal fee to transfer money from your savings account.
To open a savings or money market account and activate savings overdraft protection, visit your local TD Bank store.
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If you have any questions, you can access Live Customer Service 24/7 at 888-751-9000. Of course, you’re always welcome to visit us at any of our local TD Bank stores. We’re open seven days a week and are here to help you however we can.