Retirement Plan Services
Retirement plan solutions for you
TD Wealth Institutional Retirement Plan Services is a team of professionals experienced in developing retirement plans that meet the goals and objectives of both employers and their employees. Our team has the expertise to advise you on the products and services (such as 401(k), 403b, 457, profit sharing and pension plans) that are appropriate for your business today and flexible enough to meet your needs in the future.
Retirement Plan Advisors are adept at understanding the unique needs of each client and have a thorough knowledge of retirement plan tax regulations. Our professionals will assure your Plan is a success.
By participating with TD Wealth, you benefit from our expertise in:
- Plan consulting and design
We will review your existing plan documents, plan provisions, assets and investment choices, and make plan design recommendations that meet your plan's goals and objectives.
- Plan conversion and enrollment services
As part of plan conversion, we will implement the transition of your plan administration and help you communicate all the necessary information to your employees.
- Ongoing client services
Our team will provide all the administration applicable to your plan type including benefit distributions, plan contributions, participant statements and more.
We are experienced in retirement plan compliance and will assist you in keeping your plan current with ERISA and other regulatory requirements.
- Mutual Fund selection
We recommend and provide access to a broadly diversified selection of mutual funds from respected fund managers with long track records of investment management, without any inappropriate bias or incentives on our part.
- Trustee services
TD Bank, N.A. can serve as directed Trustee of your plan and in effect share fiduciary responsibility and reduce personal liability exposure of any of your executives.
Online access for 401(k) and 403(b) participants
We offer online account access providing balances, investment research, loan modeling, auto-re-balancing, investment guidance and more.
Our fees are fully disclosed and are consistently competitive with most other providers.