Important Information

Investment Products and Insurance:

Not FDIC Insured – Not a Bank Deposit – Not Insured by any Federal Government Agency – No Bank Guarantee – May Lose Value

Not an offer; products and services not suitable for all investors: This is not intended as an offer or solicitation for the purchase or sale of any product or service. Products and services may not be suitable for all investors. Contact a TD Wealth representative for more information about specific product or service offerings. Additional information is available upon request.

No legal or tax advice: TD Bank and its affiliates and associates do not provide legal or tax advice. In accordance with I.R.S. Circular 230, any tax advice in this material is not intended or written to be used, and cannot be used, by any recipient for the avoidance of penalties under federal tax laws.

Information about insurance: Life insurance and long-term care insurance are medically underwritten. Do not cancel your current policy until your new policy is in force. Your actual premiums may vary from any initial quote that you receive. A change to your current policy may incur charges, fees and costs. A new policy will require a medical exam. Surrender charges may be imposed and the period of time for which surrender charges may apply may increase with a new policy. You should consult with your tax advisors regarding your potential tax liability on surrenders.

Not responsible for third party internet sites: By clicking on a third party URL or hyperlink, you will leave tdbank.com. TD Bank and its affiliates and associates are not implying any affiliates, sponsorship, endorsement with/of the third party or that monitoring is being done by TD Bank or any of its affiliates or associates of any information contained within the web site. TD Bank is not responsible for the information contained on the third party web site or your use of or inability to use such site, nor do we guarantee their accuracy or completeness.

Business Continuity Plan Information: TD Private Client Wealth LLC (TDPCW) is committed to provide ongoing service in the event of a significant business disruption. If a major event were to hinder our ability to conduct normal business operations, our business continuity plan would enable us to resume critical business, customer service and operations at secure alternative locations within a reasonable period of time.

TD Wealth has a Business Continuity Plan that is intended to permit the firm to maintain business operations such as:

  • Access to customer account balance and transaction information
  • Trade processing, Execution, and Settlement
  • Disbursement and Receipt of Funds

TD Wealth's Business Continuity Plan addresses backup and recovery, alternative communications with customers, employees and regulators, alternate physical locations of employees, critical vendors, regulatory reporting and provides our customers prompt access to their funds and securities.

Since the timing and impact of disruptions and natural disasters are unpredictable, TD Wealth's plan is flexible in responding to actual events as they occur. Whenever possible, we will continue to transact business during an interruption. The TD Wealth footprint extends from Florida to Maine and depending on the type and location of the disruption, recovery could take hours or days. Alternative locations, geographic diversity, power sources and flexible system access are in place to help us mitigate this risk.

Contacting TD Wealth: If you are unable to contact your TD representative as you usually do during or after a significant business disruption or if you have questions regarding our plan you may reach us at 1-800-669-3900.