Featured rate to help get you started.
Qualified TD Bank personal checking customers get 0.125% off their mortgage rate, which could save you thousands in interest over the life of your loan.
|With TD Bank discount*||Without TD Bank discount*|
|30-year fixed-rate:||4.313%, APR 4.378%||4.438%, APR 4.503%|
To be eligible for the 0.125% discount, a TD Bank personal checking account is required to be open and in good standing within 14 calendar days of loan application. Offer subject to change.
*This is an example only. Savings example is based on a rate for a 30-year-fixed rate loan and assumes the purpose of the loan is to purchase a property, an existing single family home to be used as a primary residence with an estimated property value of $250,000, a 20% downpayment and loan value of $200,000. The property is located in Framingham, MA and is within Middlesex county. The rate reflects a 60 day rate lock period.
The rate shown is not guaranteed and is subject to change without notice. This is not a credit decision or a commitment to lend. The information provided assumes excellent credit score rating of 740. An escrow (impound) account is required. Your actual rate will depend on various factors including but not limited to loan type, credit profile, property type, appraised value, occupancy, subordinate financing and loan size.
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- Which loan is best for you?
- What can you afford?
- What's the process for applying?
Compare the options to help you meet your financial goals.
- Lower your monthly payment
- Convert to a fixed-rate loan
- Consolidate your debt
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Please note: effective July 11, 2015, TD Bank will no longer be accepting online mortgage applications.
If you wish to submit an online mortgage application, please complete and submit it no later than July 10, 2015.
Starting July 11, 2015, you will be able to schedule a call with our lending specialists, who can help you with your mortgage application. You can call a TD Bank lending specialist at 1-800-822-6761, 7 days a week, 6:30 a.m. to 10:00 p.m. (EST).
1About this rate:
At a 4.150% interest rate, the APR for this loan type is 4.209%. The monthly payment schedule would be:
- 359 payments of $1,093.73 at an interest rate of 4.150%
- 1 payment of $1,094.63 at an interest rate of 4.150%
If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.Subordinate financing not included, if loan has subordinate financing there could be an additional .750% in points.
Loans subject to credit approval. Equal Housing Lender