Mortgage Loans

Mortgage Loans

Today's featured rate

30-year fixed-rate conventional loan

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0.125% rate discount for checking customers.

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Mortgage Loans

TD Bank checking customers get 0.125% off their mortgage rate.

TD Bank checking customers get 0.125% off their mortgage rate.

To be eligible for the 0.125% discount, a TD Bank personal checking account is required to be open and in good standing within 14 calendar days of loan application. Cannot be combined with any other offer. Offer subject to change.

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All mortgage loans and rates

This rate is not guaranteed and is subject to change without notice. This is not a credit decision or a commitment to lend. The information provided assumes the purpose of the loan is to purchase a property, an existing single family home to be used as a primary residence with an estimated property value of $250,000, a 20% downpayment and loan value of $200,000. The property is located in Framingham, MA and is within Middlesex county. The rate reflects a 60 day rate lock period. The information provided assumes excellent credit score rating of 740. An escrow (impound) account is required. Your actual rate will depend on various factors including but not limited to loan type, credit profile, property type, appraised value, occupancy, subordinate financing and loan size.

At a 4.188% interest rate, the APR for this loan type is 4.255%. The monthly payment schedule would be:

  • 359 payments of $976.63 at an interest rate of 4.188%
  • 1 payment of $977.99 at an interest rate of 4.188%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Subordinate financing not included, if loan has subordinate financing there could be an additional .750% in points.

Get the information and advice you need to make informed decisions:

  • How to prepare for my application
  • Steps from prequalification to closing
  • Find the mortgage that's best for me

It's simple and convenient to achieve your goal by refinancing:

  • Lower my monthly payment
  • Convert to a fixed-rate loan
  • Consolidate my debt

Questions? Want help applying?

Call usTalk to a mortgage advisor
at 1-800-822-6761

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Loans subject to credit approval. Equal Housing Lender Equal Housing Lender