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Personal Certificates of Deposit (CDs)

CDs Earn a higher interest rate over a specific time period.

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Phone Call 888-751-9000
Live Customer Service 24/7
Advantages of our CD products include:

Competitive interest rates
Terms range from 91 days to 7 years to meet your needs
Convenient automatic renewal
$250 minimum deposit to open and maintain most accounts
Most CDs are available as IRAs

View Rates/Fees

Savings Planning Tools

Calculators: How much could I save over time?; What rate would I need to earn on my savings?; What savings amount should I start with?; What is the cost of waiting?; What rate do I need to support my retirement?; How much do I need to fund my retirement?; How much can I spend each month in retirement?
Tutorials: (Includes Audio); Retirement Plan Rollover Options; Social Security, Medicare, and Retirements
Graphic Tutorials/Charts: Making Your Nest Egg Last; Putting Time on Your Side

Basic CDs

Enjoy competitive interest rates in a wide variety of terms to suit all your investment needs.

TD Bank No Catch^SM CDs

Enjoy the security of a CD, with the flexibility of making one penalty-free withdrawal per term.

Step Rate CDs

Benefit from guaranteed returns and added liquidity as you watch your rate increase each year, while having the option to make a full or partial withdrawal on each anniversary date.

IRA Add-Vantage CD

Provides a systematic way to save for retirement by allowing you to spread your contributions over the course of the year.

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Important Disclosure Regarding Deposit Insurance on Noninterest-bearing Transaction Accounts (FDIC)

SECURITIES AND INSURANCE
NOT FDIC INSURED	NO BANK GUARANTEE	MAY LOSE VALUE

Securities and other investment and insurance products are: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by TD Bank, N.A. or any of its affiliates; and, may be subject to investment risk, including possible loss of value.

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