Checking Accounts

Open a checking account designed for the way you bank. All TD Bank checking accounts include:

Free Online Banking and Bill Pay with e-bills
Free Mobile Banking with Mobile Deposit¹
Free direct deposit
Free instant-issue TD Bank Visa^® Debit Card
Easy Person-to-Person Payments available*
Free internal transfers
External transfers between TD Bank and other bank accounts also available*

Free access at thousands of TD ATMs in the U.S. and Canada
Free online statements with check images
.25% interest rate discount available on home equity line of credit
Overdraft services available
24/7 live Customer Service

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	Descriptions	Notable Benefits	Earns Interest
TD Premier Checking^SM View Details	Keep a higher balance and maximize the interest you earn.	Non-TD ATMs: TD fees waived regardless of balance, and non-TD fees reimbursed when minimum daily balance is at least $2,500² Tiered interest rates that increase with account balance Maintain the minimum balance of $2,500 to waive $25 monthly maintenance fee First order of standard checks free or discounts on select check styles Free money orders, official bank checks, stop payments and incoming wire transfers Fees waived for paper statements with check images
TD Relationship Checking^SM View Details	Maintain a higher combined account balance and enjoy discounted rates on the many bank products and services you use every day.	Non-TD ATMs: TD fees waived regardless of balance, and non-TD fees reimbursed when minimum daily balance is at least $2,500² Maintain combined minimum daily balance of $20,000 (excludes credit card) to waive $25 monthly maintenance fee Safe deposit box discount on 3x5 box, where available Free standard checks or discounts on other styles Free money orders, official bank checks, stop payments and incoming wire transfers Fees waived for paper statements with check images Fee waivers on savings accounts and one additional checking account Combined statement for all accounts Transfer fees waived for overdraft protection Automatic sweep to your savings or money market account
TD Convenience Checking^SM View Details	Our core personal checking account is straightforward and easy to use – ideal for everyday banking.	Enjoy the benefits of hassle-free banking. Low minimum balance requirement of $100 to waive monthly maintenance fee
TD Simple Checking^SM View Details	Our base checking account — perfect if you write checks, use TD ATMs and want online and mobile banking, direct deposit and debit card	Low and predictable monthly maintenance fee No minimum balance requirement
TD 60 Plus Checking^SM View Details	If you're 60 years or older and want to earn interest, this checking account is just what you've been looking for.	Low minimum balance requirement of $250 to waive monthly maintenance fee Free standard checks or discounts on other styles Safe deposit box discount on 3x5 box, where available Free money orders and official bank checks Fees waived for paper statements
TD Student Checking^SM View Details	If you're under age 24 and enrolled as a full-time student³, our TD Student Checking accounts have you covered.	No monthly maintenance fee or minimum daily balance requirement No monthly maintenance fee on a TD Simple Savings^SM account linked to a TD Student Checking account No minimum initial deposit to open account Transfer fees waived for overdraft protection Automatic sweep to your savings or money market account

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You might also be interested in:
TD Debit Card Advance^SM: a discretionary overdraft service
(Important Information about TD Debit Card Advance)
Order Checks
Savings and Money Market accounts
Credit Cards
Cross-Border Banking (U.S. & Canada)

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		What is the TD Bank routing number?
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		What are your fees for your personal checking, savings, or money market accounts?
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		What is the TD Bank Funds Availability Policy?
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		What types of financial services are available for Small Business Customers?
		Is there a fee to transfer money between my TD Bank checking and TD Bank savings account?

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*Person-to-Person Payments (Popmoney) are available for most personal checking and money market accounts. External transfer services are available for most personal checking, money market and savings accounts. To use these services you must have an Online Banking profile with a U.S. address, a unique U.S. phone number, an active unique e-mail address, and a Social Security Number. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Fees may apply depending on delivery options.

*For more information, read the Terms & Conditions.

¹TD Bank Mobile Deposit is available to customers of at least 90 days or longer with an active checking, savings or money market account. Available for most iPhone and Android devices. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

²For non-TD ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

³Available to students under age 24. If the student is under the age of 18, he/she must open a joint checking account with a parent or legal guardian at a TD Bank location. Proof of active student status is required – student ID or a bill or receipt of payment to/from the institution the student attends. When student benefits expire after 5 years or on student's 24th birthday, whichever comes first, the account will convert to a TD Convenience Checking account.

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Checking Accounts

Open a checking account designed for the way you bank. All TD Bank checking accounts include:

Compare Accounts