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Personal Checking Accounts

CheckingAccounts that make banking hassle-free.

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Special offer for Relationship Checking customers: Trade free for 30 days and get $150 from TD AMERITRADE
We've included all the extras that make your banking experience one less hassle. All of our checking accounts include:

Convenience Checking

Enjoy the convenience of no minimum daily balance requirement for the first year.

  • No minimum daily balance requirement for first year, then $100
  • $15 monthly maintenance fee waived if you meet the minimum daily balance requirement
  • No minimum initial deposit required to open account
  • Free first order of checks

Premier Checking

Your checking earns more interest when you maintain a higher monthly balance.

  • Competitive tiered interest rates
  • $2,500 minimum daily balance requirement
  • $25 monthly maintenance fee waived if you meet the minimum daily balance
  • No minimum initial deposit required to open account
  • Free first order of checks

Relationship Checking

A checking account for Customers with higher household balances seeking hassle-free money management tools.

  • Combined statement for all accounts
  • $20,000 combined minimum daily balance including deposit and/or outstanding loan balances (excluding mortgage)
  • Earn interest
  • $25 monthly maintenance fee waived if you meet the combined minimum daily balance
  • No minimum initial deposit required to open account
  • Earn more interest when you sweep excess funds into a higher interest savings account
  • Transfer fees waived for overdraft protection services
  • Free checks for life
  • Special offer for Relationship Checking customers: Free internet equity orders for 30 days and get $150 from TD AMERITRADE2

Value Checking

Basic checking for a low monthly fee.

  • No minimum daily balance requirement
  • $3 monthly maintenance fee
  • 8 checks allowed per statement cycle, then $0.50 per check
  • No minimum initial deposit required to open account
  • Free first order of checks

Student Checking*

A checking account for students enrolled in a full-time college or university program with no hidden costs, charges or fees.

  • No minimum daily balance requirement
  • No monthly maintenance fee
  • No minimum initial deposit required to open account
  • 2 overdraft fees refunded per academic year
  • Free first order of checks
  • Link to your parent's account to help meet the $2,500 minimum daily balance requirement for no-fee ATMs1

*If you are under the age of 18, you must open a joint checking account with a parent or legal guardian. Proof of active student status – student ID or a bill or receipt of payment to/from the institution the student attends. Student benefits expire after five years.

50 Plus Checking**

An easy way to earn interest if you're 50 or over.

  • Competitive variable interest rate
  • No minimum daily balance requirement for first year, then $100
  • $10 monthly maintenance fee waived if you meet the minimum daily balance requirement
  • No minimum initial deposit required to open account
  • Free new 3x5 safe deposit box for first 12 months (where available), then 50% off
  • Free checks for life
  • Free money orders and official checks
**You must be age 50 or older to be eligible for this account.

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1. For non-TD Bank ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

2. Offer valid for one new individual or Joint TD AMERITRADE account opened by December 31, 2010 and funded within 30 days with $2,000 or more. To receive $150 bonus, account must be funded with $25,000 or more within 30 days of account open date. IRA and other tax-exempt accounts are not eligible to receive the $150 cash bonus. Offer is not transferable and not valid with internal transfers, accounts using the Amerivest service, accounts managed by independent investment advisors and maintained by TD AMERITRADE Institutional, current TD AMERITRADE accounts or with other offers. Commission-free Internet equity trades will be limited to a maximum of 500 Internet equity trades. Qualified commission-free Internet equity orders must execute within 30 days of account funding. Limit one offer per client. Taxes related to TD AMERITRADE offers are your responsibility. Retail values totaling $600 or more during the calendar year will be included in your consolidated Form 1099. Account must remain open with minimum funding for 9 months, or TD AMERITRADE may charge the account for the cost of the cash awarded to the account. TD AMERITRADE reserves the right to restrict or revoke this offer at any time. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business.

Securities products purchased or sold in a transaction with TD AMERITRADE: 1) are not insured by the Federal Deposit Insurance Corporation; 2) are not deposits or other obligations of TD Bank, N.A., and are not guaranteed by TD Bank, N.A.; and 3) are subject to investment risks, including possible loss of the principal invested.

TD AMERITRADE, Inc. and TD Bank, N.A., are affiliated through their parent firms.

Market volatility, volume and system availability may delay account access and trade executions.

TD AMERITRADE, a Division of TD AMERITRADE Inc., member FINRA/SIPC. TD AMERITRADE is a trademark jointly owned by TD AMERITRADE IP Company, Inc. and The Toronto-Dominion Bank. Used with permission.

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