Checking Accounts

Our checking – your way. Choose the account that's right for you.

Enjoy simple everyday checking with a low and predictable monthly fee.
Open Account

  • Low $5.99 monthly fee with no minimum balance requirement
  • Get your first full order of checks for a discounted price



View more details
View Guide for TD Simple
Get great features, with a low minimum balance to waive the monthly fee.
Open Account

  • Low minimum balance requirement of $100 to waive the $15 monthly maintenance fee
  • Get your first full order of checks for a discounted price


View more details
View Guide for TD Convenience
Keep a higher balance,
earn interest, and
use non-TD ATMs.
Open Account
  • Maintain the minimum balance of $2,500 to waive the $25 monthly maintenance fee
  • Non-TD ATMs: TD fees waived regardless of balance, and non-TD fees reimbursed when minimum daily balance is at least $2,5001
View more details
View Guide for TD Premier

 

Need help choosing an account?

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TD SimpleSM

TD ConvenienceSM

TD PremierSM

Monthly Maintenance Fee:

Monthly Maintenance Fee:

Monthly Maintenance Fee:

Minimum Daily Balance Requirement to Waive Fee:
Minimum Daily Balance Requirement to Waive Fee:
Minimum Daily Balance Requirement to Waive Fee:
Earns Interest:
Earns Interest:
Earns Interest:
Open Account Open Account
Open Account
View more details
View Guide for TD Simple
View more details
View Guide for TD Convenience
View more details
View Guide for TD Premier

Compare

TD Simple CheckingSM
TD Convenience CheckingSM
TD Premier CheckingSM
TD Relationship CheckingSM
TD 60 Plus CheckingSM
TD Student
CheckingSM
 
Open account
Open account
Open account
Open account
Open account
Open account
Monthly maintenance fee
$5.99
$0
with a minimum daily balance of $100


—OR—

$15
$0
with a minimum daily balance of $2,500



—OR—

$25
$0
with a $20,000 minimum combined deposit, outstanding loan and/or mortgage balance (excludes credit card)

—OR—

$25
$0
with a minimum daily balance of $250


—OR—

$10
$0
Earns interest
No
No
Yes, tiered interest rates
Yes
Yes
No
Checks
1st order discounted on select styles
1st order discounted on select styles
1st order of standard checks free or discount on select styles
On all orders, free standard checks or discounts on select styles
On all orders, free standard checks or discounts on select styles
1st order discounted on select styles
Online statements
Free
Free
Free
Free
Free
Free
Paper statements
Monthly fee

(Paper statements are optional for Online Banking customers)
Monthly fee

(Paper statements are optional for Online Banking customers)
Free including check images
Free including check images
Free
Monthly fee

(Paper statements are optional for Online Banking customers)
ATM fees
Free at TD ATMs
Free at TD ATMs
TD Bank will never charge you a fee at TD or non-TD ATMs

Other banks' ATM fees reimbursed with a minimum daily balance of $2,5001
TD Bank will never charge you a fee at TD or non-TD ATMs

Other banks' ATM fees reimbursed with a minimum daily balance of $2,5001
Free at TD ATMs
Free at TD ATMs
Overdraft protection
Available
Available
Available
Transfer fees waived
Available
Transfer fees waived
Free with this account
 
 
Money orders

Official bank checks

Stop payments

Incoming wire transfers
Money orders

Official bank checks

Stop payments

Incoming wire transfers

No monthly maintenance fee on savings accounts and one additional checking account
Money orders

Official bank checks
No monthly maintenance fee on one TD Simple SavingsSM account when linked to a TD Student Checking account
 
Open account
Open account
Open account
Open account
Open account
Open account

All TD Bank checking accounts include:

 Free Mobile Banking with Mobile Deposit3
 Online Banking and free Bill Pay with e-bills
 TD Bank Debit Card available on-the-spot
 Live Customer Service 24/7
 Free access at thousands of TD ATMs in the U.S. and Canada
 Flexible ways to Send Money via text or e-mail and make internal and external transfers3
 Free online statements with check images
 Rate discounts on TD Bank home loans - .25% off home equity line of credit4
 Choice of overdraft services available
 Open early. Open late. Most locations open 7 days
 Alternate format statements available, learn more about TD Bank accessibility options.

Checkouts just got easier.

Pay with your TD Bank Debit Card


  • In person
  • Online or over the phone
  • In apps or app stores
  • Using your digital wallet
 

Open an account

Apply online

The online application takes 7
minutes or less.

Get help choosing an account
Call us

Our banking specialists can
help you over the phone.

1-888-751-9000

Apply in person

Visit a TD Bank to open your account.

 
Expand Important Disclosures


1Non-TD fees reimbursed when minimum daily balance is at least $2,500 in checking account. For non-TD ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

2TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

3Send Money is available for most personal checking and money market accounts. External transfer services are available for most personal checking, money market and savings accounts. To use either of these services you must have an Online Banking profile with a U.S. address, a unique U.S. phone number, an active unique e-mail address, and a Social Security Number. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. To perform instant transfers a TD Bank Visa® Debit Card is required. Fees may apply depending on delivery options.

4Loans subject to credit approval. Relationship discount may be terminated and the interest rate may increase upon closure of the qualifying personal checking account.

©2017 Visa U.S.A. Inc.

Specialized Accounts

Bundle your accounts and enjoy discounted rates and fees on many bank products and services.

Open Account

  • Maintain combined minimum daily balance of $20,000 (excludes credit card) to waive the $25 monthly maintenance fee
  • Non-TD ATMs: TD fees waived regardless of balance, and non-TD fees reimbursed when minimum daily balance is at least $2,5001
View more details
View Guide for TD Relationship

 

If you're 60 or older, earn interest and keep a low minimum balance to waive the monthly fee.

Open Account

  • Low minimum balance requirement of $250 to waive the $10 monthly maintenance fee
  • Free standard checks, money orders and official checks


View more details
View Guide for TD 60 Plus

 

If you're under age 24 and enrolled as a full-time student2, you pay no monthly maintenance fee.

Open Account

  • No monthly maintenance fee or minimum daily balance requirement
  • No monthly maintenance fee on a TD Simple SavingsSM account linked to a TD Student Checking account


View more details
View Guide for TD Student

 

All TD Bank checking accounts include:


Checkouts just got easier.

Pay with your TD Bank Debit Card


  • In person
  • Online or over the phone
  • In apps or app stores
  • Using your digital wallet

Open an account

Apply online

The online application takes 7
minutes or less.

Get help choosing an account
Call us

Our banking specialists can
help you over the phone.

1-888-751-9000

Apply in person

Visit a TD Bank to open your account.

©2017 Visa U.S.A. Inc.

1For non-TD ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

2Available to students under age 24. If the student is under the age of 18, he/she must open a joint checking account with a parent or legal guardian at a TD Bank location. Proof of active student status is required - student ID or a bill or receipt of payment to/from the institution the student attends. When student benefits expire after 5 years or on student's 24th birthday, whichever comes first, the account will convert to a TD Convenience Checking account.

3TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

4Send Money is available for most personal checking and money market accounts. External transfer services are available for most personal checking, money market and savings accounts. To use either of these services you must have an Online Banking profile with a U.S. address, a unique U.S. phone number, an active unique e-mail address, and a Social Security Number. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. To perform instant transfers a TD Bank Visa® Debit Card is required. Fees may apply depending on delivery options.

5Loans subject to credit approval. Relationship discount may be terminated and the interest rate may increase upon closure of the qualifying checking account.