Using your TD Savings or Money Market Savings account or a TD Certificate of Deposit as collateral, you can secure a collateral loan with competitive low rates, convenient repayment terms and the benefit of continuing to earn interest on the funds secured.
Call 800-937-5020 to speak with a lending specialist.
Collateral Loan Rates
$5,000 - No Maximum
*The annual percentage rate (APR) is the prime rate as indicated in the Wall Street Journal plus 2%. As of 11/1/2013, the prime rate is 3.25%. APR is a variable rate, adjusted monthly, and subject to change without notice. The APR includes a $50
origination fee, which is a finance charge. The APR will not exceed 18%. Loan is subject to credit approval. Any and all fees and/or taxes must be paid in full at closing.
1. Rate is subject to increase after closing.
2. APR and Monthly Payment are calculated using a $5,000 loan amount and a 60-month term.
Benefits/Features of Collateral Loans
Borrow what you need
No annual fee
Low variable rate1
Continue to earn interest on your money while borrowing the same amount
Great way to build or establish credit
Understanding your personal credit score
Your credit score is a key factor that is used when you apply for a mortgage, loan or credit card. So how is it calculated, and how can you improve it?