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Collateral Loans

Collateral Loans

Using your TD Savings or Money Market Savings account or a TD Certificate of Deposit as collateral, you can secure a collateral loan with competitive low rates, convenient repayment terms and the benefit of continuing to earn interest on the funds secured.

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Phone Call 800-937-5020 to speak with a lending specialist.



Collateral Loan Rates
Loan Amount $5,000 - No Maximum
APR* 5.67%
Monthly Payment2 $94.93
*The annual percentage rate (APR) is the prime rate as indicated in the Wall Street Journal plus 2%. As of 6/19/2014, the prime rate is 3.25%. APR is a variable rate, adjusted monthly, and subject to change without notice. The APR includes a $50 origination fee, which is a finance charge. The APR will not exceed 18%. Loan is subject to credit approval. Any and all fees and/or taxes must be paid in full at closing.

1. Rate is subject to increase after closing.

2. APR and Monthly Payment are calculated using a $5,000 loan amount and a 60-month term.

Benefits/Features of Collateral Loans

  • Borrow what you need
  • No annual fee
  • Low variable rate1
  • Continue to earn interest on your money while borrowing the same amount
  • Great way to build or establish credit

Understanding your personal credit score

Your credit score is a key factor that is used when you apply for a mortgage, loan or credit card. So how is it calculated, and how can you improve it?

Learn more about credit scoring

Did You Know?
Collateral loans offer a range of easy payment options, including convenient automatic payments made online through your TD Bank Savings Accounts or Checking Accounts.