TD Convenience CheckingSM

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Find a TD Bank near you


$0 monthly maintenance fee

with $100 minimum daily balance

Great discounts

On-the-go banking

with every TD Bank checking account


  • Open a TD Convenience Checking account from this page
  • Receive direct deposits of $500 or more within 60 days of opening your account
  • Earn $150*
Open Account

Banking simplified

  • Low minimum daily balance of $100 to waive the $15 monthly maintenance fee
  • Discount on your first order of checks

Legendary convenience

  • Free access at thousands of TD ATMs in the U.S. and Canada
  • TD Bank Visa® Debit Card available on-the-spot
  • Open early. Open late. Most locations open 7 days

Save money

  • $15 monthly maintenance fee waived when you maintain the minimum daily balance
  • Rate discounts on TD Bank home loans - .25% off home equity line of credit1
  • Overdraft services available

On-the-go banking

  • Free Mobile Banking with Mobile Deposit2
  • Online Banking and free Bill Pay with e-bills
  • Free online statements with check images
  • Live Customer Service 24/7

Checkouts just got easier.

Pay with your TD Bank Debit Card

  • In person
  • Online or over the phone
  • In apps or app stores
  • Using your digital wallet

Open an account

Apply online

The online application takes 7
minutes or less.

Open account
Call us

Our banking specialists can
help you over the phone.


Apply in person

Visit a TD Bank to open your account.

Expand Important Disclosures

*Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank, open their account online via this web page and complete the required qualifying criteria. $150 bonus available to eligible new personal checking Customers when opening a TD Convenience CheckingSM account with cumulative direct deposit funds of $500 or more into the new account within 60 days of account opening. Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify. Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening. Account must remain open, active, in good standing, and in the same product type through the qualifying period to receive the bonus. Bonus will be reported as taxable income to the IRS on a 1099-MISC. Offer may be withdrawn at any time and is subject to change. One bonus per Customer and cannot be combined with any other offer. TD Bank employees and Canadian cross-border banking Customers are not eligible.

1Loans subject to credit approval. Relationship discount may be terminated and the interest rate may increase upon closure of the qualifying personal checking account.

2TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.