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TD Bank EquityAccess PLUS

Home Equity

This home equity line of credit offers convenient access, more choices and great rewards – making it even easier to access the money you need, when you need it. Make home improvements, consolidate debt or protect your checking account from overdrafts. All while earning rewards on your everyday purchases using your TD Bank Visa® EquityAccess PLUS Rewards Card.

Apply Online

Store Find a TD Bank near you
Open Early, Open Late

Phone Call 800-937-5020 to speak with a lending specialist.


Calculator Calculate your rate and payments


TD Bank EquityAccess PLUS Features

  • TD Bank Visa EquityAccess PLUS Rewards Card – Easily access your line of credit everywhere Visa is accepted and earn rewards points on everyday purchases when you enroll in Visa Extras
  • Low variable rate tied to Prime
  • Fixed Rate Option – Fix the rate on all or a portion of your line
  • Use your line as optional overdraft protection for your TD Bank checking account
  • Manage your account through Online Banking
  • $10,000 minimum line
  • Payment Protector – Cancel your monthly minimum payments in the event you experience an unforeseen loss of income
  • Check with your tax advisor to see if the interest you pay is eligible for a tax deduction
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