Tips for Travelers
Save money with a little planning.
Foreign ATMs
- Know what to expect for fees.1
Usage, currency exchange, cash advance and non-TD ATM usage fees. - Transfer funds to your primary checking account.
Most foreign ATMs only allow you to withdraw cash from this account. - Change your PIN before you leave, if necessary.
Some foreign ATMs only accept 4-digit PINs.
Plan your spending: cash, credit, debit
- Cash: Get local currency before you leave for small purchases, like taxis and snacks
- Credit: For large purchases, like hotel and rentals
- Debit: For unexpected cash needs
Let us know you're traveling.
- Call us at 888-751-9000.
To protect you against fraud, we will decline any irregular transactions attempted on your TD Bank debit and credit cards. - Add our international number to your phone - +856-751-9000.
- Download the TD Bank mobile app.
Be safe and take precautions.
- Photocopy your credit and debit cards.
- Carry cash just for incidentals and small purchases.
- Get travel and medical insurance.
Tips for Business Travelers
The world is your office.
Apply for the tools you need to manage travel expenses.
- TD Business Visa® Credit Card helps you track expenses
- TD Commercial Plus Card
Call Treasury Management Services at 888-388-0408 to find out if this card better meets your business needs
Sign up for the tools you need to trade anywhere in the world.
- Trade, research and manage foreign transactions and exchanges
TDFX - Create letters of credit and drafts
TD Bank Global Trade Finance - Access history 24/7
International Payments
Tips for Canadian Snowbirds
Living in North America
- Call 877-700-2913 to wire money between your personal TD Bank and TD Canada Trust checking and savings accounts
No fee for amounts of $25,000 or less - TD Canada Trust customers may add Borderless Plan to their U.S. Dollar account†
TD Visa® Debit Card is free at any TD ATM in North America
- Access your checking, savings, money market or home equity accounts
- Get a competitive exchange rate at the TD ATM
- Find a TD ATM near you
Banking at a TD location
- Talk to the dedicated Cross-Border Banking Support Line 24/7 at 877-700-2913
- Open accounts in both the U.S. and Canada using your local address
- Visit a TD location near you to cash or deposit foreign drawn checks
24/7 access - TD Bank
24/7 access - TD Canada Trust
- Log in to EasyWeb
- Download the TD Canada Trust Mobile Banking App
- Call EasyLine at 866-222-3456 (French: 800-895-4463)
Length of stay determines U.S. tax obligations
- Keep copy of ATM and sales receipts
Check against your account statement - Sign up for Online Banking
Look for exchange fees, overcharges and unauthorized transactions - Credit and debit card expiration date
If expiring soon, get new cards before leaving - Know who you can call
Get the phone number for your local branch
Tips for Students studying overseas
Prepare for the extraordinary and the unexpected
Find out how to access your cash anywhere in the world
- International Wires
Receive cash from home directly to your account - Open a TD checking account
Deposits to your account can be made on your behalf. - TD Visa® Debit Card
Fees apply for non-TD ATMs and/or outside North America. - TD Visa® Credit Card
For large purchases and emergencies
Studying in North America
- Talk to the dedicated Cross-Border Banking Support Line 24/7 at 877-700-2913
- Open accounts in both the U.S. and Canada using your local address
- Cross-Border Banking†
Transfer money between your account in the U.S. and Canada for free - Visit a TD location near you to cash or deposit foreign drawn checks
Be safe and use common sense
- Photocopy your credit and debit cards, plus your passport
Leave copies with your parents - Never carry more cash then your need for incidentals
- Learn local customs and travel with friends
- Learn the local language
Tips for moving to Canada
Must ♥ hockey
Open a TD Canada Trust account†
Learn about Cross-Border Banking
- Cross-Border Banking†
Call 877-700-2913 to wire money between your TD Bank and TD Canada Trust checking and savings accounts - Add Borderless Plan to your U.S. Dollar account†
Access the tools that make banking easier
- Register for EasyWeb†
- Download the TD Canada Trust Mobile Banking App†
- Call EasyLine at 866-222-3456 (French: 800-895-4463)
Build a community
- Get to know your neighbors
- Meet your children's teachers and the other parents
- Join a church, temple or synagogue
- Visit your local library
- Pick a hockey team
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Need more information?
Foreign Exchange FAQs Find out what you need to send an international wire, plus more frequently asked questions |
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