Individual Retirement Accounts (IRAs)
No-risk IRA products providing stable returns to help you plan for retirement.
Find information on our IRA CD rates and more.
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- Contribute up to a certain limit each year (see chart below) or 100% of earned income, whichever is less; contributions may be tax deductible.
- Customers age 50 and over are eligible for an additional catch-up contribution.
- Traditional IRA earnings grow tax deferred, but are taxable as income upon withdrawal; contributions may be tax deductible.
- Roth IRA earnings grow tax exempt. When withdrawn, you won't be charged income tax on the earnings if you meet the requirements of a qualified distribution.
- Multiple IRA products are available to meet your needs, including the IRA Add-Vantage CD.
- Check with your tax advisor to see if you're eligible for a tax deduction.1
IRA Contribution Chart2
|Age 50 or over
Learn more about IRAs and the differences between Traditional and Roth IRAs with our frequently asked questions.
You might also be interested in:
1. Consult your tax advisor or IRS Publication 590 to determine what type of IRA is right for you. Publication 590 can be accessed by calling the IRS at 800-829-3676 or online at www.irs.gov.
2. IRA contribution limits are based on earned income. You may contribute up to 100% of earned income, to the maximum listed above.
For more information on savings and term deposit IRA investments, call our IRA Department at 1-800-231-8193, Option 4.