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Home Equity Loans and Lines of Credit
Take advantage of the equity you've built in your home with our Home Equity Loan or Home Equity Line of Credit. It could be one of the smartest, simplest ways to get the money you need to do the things you want. 
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Helpful Resources Having trouble making your mortgage or loan payments? Learn how we can help
Home Equity Line of CreditOnce approved for a Home Equity Line of Credit, you can borrow up to your credit limit whenever you want. You can choose to make the minimum payment or pay in full at any time.
TD Bank EquityAccess PLUSThis home equity line of credit comes with additional features, including an access card with rewards and optional overdraft protection.
Home Equity LoanOur Home Equity Loan provides a fixed amount of money, repayable over a fixed number of months. You have the security of knowing exactly what your payment will be every month. Understanding your personal credit score
Your credit score is a key factor that is used when you apply for a mortgage, loan or credit card. So how is it calculated, and how can you improve it?
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Securities and other investment and insurance products are: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by TD Bank, N.A. or any of its affiliates; and, may be subject to investment risk, including possible loss of value.
Beginning July 1, 2010 TD Bank, N.A. will no longer participate in the FDIC's Transaction Account Guarantee Program. Thus, after June 30, 2010, funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC's general deposit insurance rules.
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Call 800-937-5020 to speak with a lending specialist.
