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TD Moneyline Overdraft Protection

TD Moneyline Overdraft Protection is an unsecured personal line of credit linked to your checking account that may help cover transactions when your account balance drops below zero. It can help you avoid costly overdraft and return check fees and can cover transactions up to your available limit.

To apply for TD Moneyline Overdraft Protection, you must:

  • Be a current TD Bank customer with a personal checking account
  • Request a minimum of $500 up to a maximum of $5,000 line of credit– credit approval is required
  • Apply with the other account holders of your checking account, if any


TD Moneyline Overdraft Protection Rate Information
Annual Percentage Rate (APR) for Advances 18% Fixed APR
Interest rate charged only on amount borrowed.
Paying Interest Interest charges will begin to accrue on advances as of the transaction date.
Minimum Interest Charge None
Annual Fee None
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Benefits/Features of TD Moneyline Overdraft Protection

Understanding your personal credit score

Your credit score is a key factor that is used when you apply for a mortgage, loan or credit card. So how is it calculated, and how can you improve it?

Learn more about credit scoring

Contact Us

To learn more, call 800-937-5020 to speak with a lending specialist.

*See the Terms and Disclosures for details about APRs, fees, balance transfers and eligible purchases.