TD Relationship CheckingSM

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Earn interest

Current APY*Required Minimum Daily Balance To Earn APY*
0.03%$0.01
*Annual Percentage Yield (APY) is accurate as of 05/05/15 and subject to change after the account is opened. Fees may reduce earnings on the account.

See rates


No ATM fees

TD fees waived regardless of balance, and non-TD fees reimbursed when minimum daily balance is at least $2,500.1

on TD or non-TD ATMs


$0 monthly maintenance fee

Maintain a $20,000 combined minimum daily balance between your TD Bank deposit accounts, outstanding loan and/or mortgage balances (excludes credit cards) to waive the monthly maintenance fee.

when you maintain the combined minimum daily balance



Banking that works for you

  • Earn interest on your account balance
  • Rate discount on TD Bank home loans - .25% off home equity lines of credit1

Extras you'll truly use

  • Free ATMs anywhere you go. Non-TD ATMs: TD fees waived regardless of balance, and non-TD fees reimbursed when minimum daily balance is at least $2,5002
  • Free money orders, official bank checks, stop payments, paper statements with check images, and incoming wire transfers
  • Free standard checks or discounts on select check styles
  • Fee waivers on savings accounts and one additional checking account
  • Transfer fees waived for overdraft protection

Save money

  • $25 monthly maintenance fee waived when you maintain a $20,000 combined minimum daily balance between your TD Bank deposit accounts, outstanding loan and/or mortgage balances (excludes credit cards)
  • Overdraft services available

On-the-go banking

  • Free Mobile Banking with Mobile Deposit3
  • Online Banking and free Bill Pay with e-bills
  • Free online statements with check images
  • Live Customer Service 24/7

Checkouts just got easier.

Pay with your TD Bank Debit Card


  • In person
  • Online or over the phone
  • In apps or app stores
  • Using your digital wallet

Open an account

Apply online

The online application takes 7
minutes or less.

Open account
Call us

Our banking specialists can
help you over the phone.

1-888-751-9000

Apply in person

Visit a TD Bank to open your account.

 
Expand Important Disclosures


1Loans subject to credit approval. Relationship discount may be terminated and the interest rate may increase upon closure of the qualifying personal checking account.

2For non-TD ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

3TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.