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TD Cash RewardsSM Visa® Credit Card

TD Cash Rewards Credit Card

5% cash rewards for the first 6 billing statements after account opening*

Plus great introductory APR on balance transfers for the first 12 billing statements*
Apply online

Store Find a TD Bank near you
Open Early, Open Late

Phone Call 1-888-561-0608 to apply by phone


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Make a credit card payment, check your statement and more.
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Card features

  • Earn 5% cash rewards statement credit on eligible purchases, including dining, groceries, gas and cable, phone and utility bill payments for the first 6 billing statements after account opening*
  • 0% introductory APR on balance transfers for the first 12 billing statements after account opening – after that, your variable APR will be 9.24% to 23.24%, based on creditworthiness*
  • Earn 1% for every $1 spent – everywhere, every time*
  • Unlimited rewards that never expire*
  • Enjoy Visa Signature benefits1, such as complimentary 24/7 concierge service, access to exclusive events, special shopping perks and more, if your credit limit is at least $5,0002
  • Use your card for all your monthly bills, including cable, phone and utilities, to earn more cash back – plus, ensure your bills are paid on time when you set up recurring payments with your service providers
  • Easy redemption – redeem your cash rewards for a statement credit at any time once you've earned at least $25
  • No annual fee*
  • The convenience of making payments your way – online, by phone, by mail or at any TD Bank store

You can also take advantage of these additional Visa features and benefits1:
  • The unsurpassed worldwide acceptance of Visa
  • Cardholder inquiry service
  • Emergency card replacement and emergency cash disbursement
  • Lost/stolen card reporting
  • Visa Zero Liability1
  • Auto rental collision damage waiver


Get a copy of your Cardmember Agreement

  • View a generic agreement online
  • If you're an existing cardholder and would like to get your specific card agreement, you will need to register your credit card within Credit Card Account Access or call us at 1-888-561-8861 (you will need to provide your account number and the name on the card).


Credit Card Resources






*See the Terms and Disclosures for details about APRs, fees, balance transfers, program rules and eligible purchases.

1By clicking on this link you are leaving our website and entering a third-party website over which we have no control. Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites. Third party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third party website before you provide personal or confidential information.

2 If you apply for a TD Bank Cash Rewards or TD Bank Easy Rewards Credit Card and are approved, you will receive either a Signature card, if your approved credit limit is $5,000 or greater, or a Platinum card, if your approved credit limit is less than $5,000. You are responsible for all charges made by concierge at your request.

© 2014 Visa U.S.A. Inc.