Skip to main content

TD Cash RewardsSM Visa® Credit Card

TD Cash Rewards Credit Card

Earn $100 cash back!*

Act today - Offer ends January 11, 2015. Available online only to TD Bank customers.

Apply now


Manage your account
Make a credit card payment, check your statement and more.
Log In


Card features

  • Earn $100 cash back, which can be redeemed for a statement credit, when you spend $500 within 90 days after account opening.*
  • Earn 5% cash rewards statement credit on eligible purchases, including dining, groceries, gas and cable, phone and utility bill payments for the first 6 billing statements after account opening*
  • Enjoy 0% Intro APR on balance transfers for 12 billing cycles and 9.24%-23.24% variable APR thereafter. There is a 4% balance transfer fee (minimum $10) for each transfer. Minimum balance transfer request amount is $250.*
  • Earn 1% for every $1 spent – everywhere, every time*
  • Unlimited rewards that never expire*
  • Enjoy Visa Signature benefits1, such as complimentary 24/7 concierge service, access to exclusive events, special shopping perks and more, if your credit limit is at least $5,0002
  • Use your card for all your monthly bills, including cable, phone and utilities, to earn more cash back – plus, ensure your bills are paid on time when you set up recurring payments with your service providers
  • Easy redemption – redeem your cash rewards for a statement credit at any time once you've earned at least $25
  • No annual fee*
  • Redeem your points for over 400 rewards – cash back, electronics, gift cards, travel rewards and more - starting at 2,500 points
    • Round-trip airfare starting at 25,000 points
    • Hotel room or car rental - 15,000 points
  • The convenience of making payments your way – online, by phone, by mail or at any TD Bank store

You can also take advantage of these additional Visa features and benefits1:
  • The unsurpassed worldwide acceptance of Visa
  • Cardholder inquiry service
  • Emergency card replacement and emergency cash disbursement
  • Lost/stolen card reporting
  • Visa Zero Liability1
  • Auto rental collision damage waiver


Get a copy of your Cardmember Agreement

  • View a generic agreement online
  • If you're an existing cardholder and would like to get your specific card agreement, you will need to register your credit card within Credit Card Account Access or call us at 1-888-561-8861 (you will need to provide your account number and the name on the card).


Credit Card Resources






*See the Terms and Disclosures for details about APRs, fees, balance transfers, program rules and eligible purchases. Please also see the "How to Avoid Paying Interest" section in the Terms and Conditions for important information about Balance Transfers. For the TD Cash Rewards credit cards, maximum bonus accumulation for this promotional offer is a $100 cash rewards statement credit. Provided your TD Easy Rewards or TD Cash Rewards Credit Card account is open and in good standing, the $100 Cash Rewards statement credit will be reflected in the Cash Rewards Summary of your Credit Card statement in 6 to 8 weeks after you spend $500 in total net purchases within 90 days of account opening. This offer only applies to new TD Cash Rewards Credit Card accounts during the promotional period and is non-transferable.

1By clicking on this link you are leaving our website and entering a third-party website over which we have no control. Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites. Third party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third party website before you provide personal or confidential information.

2 If you apply for a TD Bank Cash Rewards or TD Bank Easy Rewards Credit Card and are approved, you will receive either a Signature card, if your approved credit limit is $5,000 or greater, or a Platinum card, if your approved credit limit is less than $5,000. You are responsible for all charges made by concierge at your request.

© 2014 Visa U.S.A. Inc.