TD Cash RewardsSM Visa® Credit Card

Reward yourself with every meal





Earn cash back

when you spend $500 within the
first 90 days of account opening*

Exclusive online offer – expires August 31, 2016!

2 percent

Earn more on dining

Double dip on dining from your
local deli to fast food, coffee shops,
casual restaurants and fine dining*

Intro APR

on balance transfers during
the first 12 billing cycles*

Card features

Earn cash rewards

Earn $100 cash back when you spend $500 within 90 days after account opening

Earn more cash rewards while you eat – with 2% on dining purchases from local delis, fast food and coffee shops, to casual restaurants and fine dining, plus 1% on all other eligible purchases. No categories, no gimmicks and points that never expire.*

Pay no foreign transaction fees*

No annual fee*


Enjoy Visa Signature benefits1 , like complimentary 24/7 concierge service, access to exclusive events, special shopping perks and more, when your credit limit is at least $5,0002

Free VantageScore® and credit education tools when you log in to TD Bank Online Banking3

Use your Visa rewards card for all your monthly bills to earn more rewards – plus, ensure your bills are paid on time when you set up recurring payments with your service providers

Convenience of paying your way – online, by phone, by mail or at any TD Bank location

Greater fraud protection with new chip technology

Easy redemption – no blackout dates, restrictions or fees


0% intro APR

Enjoy 0% introductory APR on balance transfers for 12 billing cycles and 13.24%, 18.24% or 23.24% variable APR thereafter; based on creditworthiness. There is a 4% balance transfer fee (minimum $10) for each transfer. Minimum balance transfer request amount is $250.*

Redeeming cash rewards

Redeem your cash rewards for over 400 options – cash back, electronics, gift cards, travel rewards and more – starting at $25

  • Round trip airfare starting at $250
  • Hotel room or car rental – $150

You can also take advantage of these
additional Visa features and benefits1

  • The unsurpassed worldwide acceptance of Visa
  • Auto rental collision damage waiver
  • Cardholder inquiry service
  • Emergency card replacement and emergency cash disbursement
  • Lost/stolen card reporting
  • Visa Zero Liability1

Calculate the benefits of transferring your balance to this card.

Get a copy of your Cardmember Agreement

If you're an existing cardholder and would like to get your specific card agreement, you will need to register your credit card within Credit Card Account Access or call us at 1-888-561-8861 (you will need to provide your account number and the name on the card).

View a Personal Credit Card Agreement online

Credit card resources

Review the credit card online application process

Understanding your personal credit score

Compare Platinum vs. Signature benefits

Expand Important Disclosures

*See the Important Credit Card Terms and Conditions for details about APRs, fees, eligible purchases, balance transfers and program details. Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards. For the TD Cash credit cards, maximum bonus accumulation for this promotional offer is a $100 cash reward. Provided your TD Cash Credit Card account is open and in good standing, the $100 Cash Rewards will be reflected in the Points Summary of your Credit Card statement in 6 to 8 weeks after you spend $500 in total net purchases within 90 days of account opening. This offer only applies to new TD Cash Credit Card accounts during the promotional period and is non-transferable. This online offer is not available if you open an account in response to a different offer that you may receive from us.

1By clicking on this link you are leaving our website and entering a third-party website over which we have no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.

Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

2If you apply for a TD Cash Credit Card and are approved, you will receive either a Signature card, if your approved credit limit is $5,000 or greater, or a Platinum card, if your approved credit limit is less than $5,000. You are responsible for all charges made by concierge at your request.

3TD CreditViewSM is provided by TD Bank, N.A. ("TD Bank") through our third party service provider, TransUnion Interactive, Inc. ("TransUnion Interactive"). To access CreditView you must enroll in TD Bank personal online services and accept the personal Online Banking Service Agreement. CreditView is only available in conjunction with a TD personal or small business credit card (service is not available for commercial cardholders). CreditView is only available if your personal information on your TD account and your credit file match.

©2016 Visa U.S.A. Inc.