TD Cash RewardsSM Visa® Credit Card

TD Cash RewardsSM Visa®
Credit Card

Earn cash back


5 percent

Earn cash rewards

on eligible purchases during
the first 6 billing cycles*

Intro APR

on balance transfers during
the first 12 billing cycles*

Annual fee*

Call TD Bank for assistance at 1-888-233-8856. 1-888-233-8856

Card features

Earn cash rewards

Earn 5% cash rewards on eligible purchases, including dining, groceries, gas and cable, phone and utility payments for first 6 billing statements after account opening. A maximum of $450 cash rewards can be earned during the 5% bonus period.*

1% cash rewards for every $1 spent – everywhere, every time*

Unlimited cash rewards that never expire*

No annual fee*


Enjoy Visa Signature benefits*, like complimentary 24/7 concierge service, access to exclusive events, special shopping perks and more, when your credit limit is at least $5,0002

Free VantageScore® and credit education tools when you log in to TD Bank Online Banking3

Use your Visa rewards card for all your monthly bills to earn more rewards – plus, ensure your bills are paid on time when you set up recurring payments with your service providers

Convenience of paying your way – online, by phone, by mail or at any TD Bank location

Greater fraud protection with new chip technology

Easy redemption – no blackout dates, restrictions or fees


0% intro APR

Enjoy 0% introductory APR on balance transfers for 12 billing cycles and 12.99%, 17.99% or 22.99% variable APR thereafter; based on creditworthiness. There is a 4% balance transfer fee (minimum $10) for each transfer. Minimum balance transfer request amount is $250.1

Redeeming cash rewards

Redeem your cash rewards for over 400 options – cash back, electronics, gift cards, travel rewards and more – starting at $25

  • Round trip airfare starting at $250
  • Hotel room or car rental – $150

You can also take advantage of these
additional Visa features and benefits1

  • The unsurpassed worldwide acceptance of Visa
  • Auto rental collision damage waiver
  • Cardholder inquiry service
  • Emergency card replacement and emergency cash disbursement
  • Lost/stolen card reporting
  • Visa Zero Liability1

Calculate the benefits of transferring your balance to this card.

Get a copy of your Cardmember Agreement

If you're an existing cardholder and would like to get your specific card agreement, you will need to register your credit card within Credit Card Account Access or call us at 1-888-561-8861 (you will need to provide your account number and the name on the card).

View a Personal Credit Card Agreement online

Credit card resources

Review the credit card online application process

Understanding your personal credit score

Online coupons – get valuable discounts and coupons with your TD credit card

Compare Platinum vs. Signature benefits

Expand Important Disclosures

*See the Important Credit Card Terms and Conditions for details about APRs, fees, eligible purchases, balance transfers and program details. Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards.

1By clicking on this link you are leaving our website and entering a third-party website over which we have no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.

Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

2If you apply for a TD Bank Cash Rewards or TD Bank Easy Rewards Credit Card and are approved, you will receive either a Signature card, if your approved credit limit is $5,000 or greater, or a Platinum card, if your approved credit limit is less than $5,000. You are responsible for all charges made by concierge at your request.

3TD CreditViewSM is provided by TD Bank, N.A. ("TD Bank") through our third party service provider, TransUnion Interactive, Inc. ("TransUnion Interactive"). To access CreditView you must enroll in TD Bank personal online services and accept the personal Online Banking Service Agreement. CreditView is only available in conjunction with a TD personal or small business credit card (service is not available for commercial cardholders). CreditView is only available if your personal information on your TD account and your credit file match.

©2015 Visa U.S.A. Inc.