Skip to main content

TD Easy RewardsSM Visa® Credit Card

TD Easy Rewards Credit Card

Earn 20,000 bonus points – redeemable for $200 cash back!1

Act today – Offer ends March 31, 2015. Available online only to TD Bank customers.

Apply now

Card features

  • Earn 20,000 bonus points, which can be redeemed for $200 cash back when you spend $500 in purchases within 90 days after account opening.1
  • Earn 5x rewards points on eligible purchases with your TD Easy Rewards Visa credit card. Eligible purchases include dining, groceries, gas and cable, phone and utility bill payments for the first 6 billing statements after account opening1
  • Earn 1 point for every $1 spent – everywhere, every time1
  • Enjoy 0% Intro APR on Balance Transfers for the first 12 billing cycles and variable 12.99%, 17.99% or 22.99% APR thereafter. There is a 4% Balance Transfer fee (minimum $10) for each transfer. Minimum Balance Transfer request amount is $250.1
  • Unlimited rewards – no point caps, points do not expire2
  • Greater fraud protection with chip technology
  • Enjoy Visa Signature benefits*, such as complimentary 24/7 concierge service, access to exclusive events, special shopping perks and more, if your credit limit is at least $5,0003
  • Use your Visa rewards card for all your monthly bills, including cable, phone and utilities, to earn more rewards points – plus, ensure your bills are paid on time when you set up recurring payments with your service providers
  • Easy redemption – no blackout dates, restrictions or fees
  • No annual fee1
  • Redeem your points for over 400 rewards – cash back, electronics, gift cards, travel rewards and more – starting at 2,500 points
    • Round-trip airfare starting at 25,000 points
    • Hotel room or car rental – 15,000 points
  • The convenience of making payments your way – online, by phone, by mail or at any TD Bank store

You can also take advantage of these additional Visa features and benefits:*
  • The unsurpassed worldwide acceptance of Visa
  • Cardholder inquiry service
  • Emergency card replacement and emergency cash disbursement
  • Lost/stolen card reporting
  • Visa Zero Liability*
  • Auto rental collision damage waiver

Manage your account
Make a credit card payment, check your statement and more.
Log In

Track your points
Track your reward points and apply them to travel, merchandise and special programs.
Log In

Get a copy of your Cardmember Agreement

  • View a generic agreement online
  • If you're an existing cardholder and would like to get your specific card agreement, you will need to register your credit card within Credit Card Account Access or call us at 1-888-561-8861 (you will need to provide your account number and the name on the card).

Credit Card Resources

1 See the Terms and Disclosures for details about APRs, fees, balance transfers and eligible purchases. Please also see the "How to Avoid Paying Interest" section in the Terms and Conditions for important information about Balance Transfers. For TD Easy Rewards credit cards, maximum bonus accumulation for this one-time promotional offer is 20,000 Easy Rewards bonus points. Provided your TD Easy Rewards Credit Card account is open and in good standing, the 20,000 Easy Rewards bonus points will be reflected in the Points Program Summary of your Credit Card statement in 6 to 8 weeks after you spend $500 in total net purchases within 90 days of account opening. The points can then be redeemed for $200 cash back. This offer only applies to new TD Easy Rewards Credit Card accounts during the promotional period and is non-transferable. Eligible purchases for earning rewards do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards.
2 For as long as your account remains open to new purchases, Easy Rewards points will not expire.
3 If you apply for a TD Bank Cash Rewards or TD Bank Easy Rewards Credit Card and are approved, you will receive either a Signature card, if your approved credit limit is $5,000 or greater, or a Platinum card, if your approved credit limit is less than $5,000. You are responsible for all charges made by concierge at your request.

*By clicking on this link you are leaving our website and entering a third-party website over which we have no control. Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites. Third party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third party website before you provide personal or confidential information.

©2015 Visa U.S.A. Inc.