TD Easy RewardsSM Visa® Credit Card

TD Easy RewardsSM Visa®
Credit Card

Earn $200 cash back



Earn cash back

when you spend $1500 within the
first 90 days of account opening1

Exclusive online offer – expires January 4, 2016!

5 times

Earn reward points

on eligible purchases during
first 6 billing cycles1

Intro APR

on balance transfers during
the first 12 billing cycles1

Call TD Bank for assistance at 1-888-339-5228. 1-888-339-5228

Card features

Earn points and rewards

Earn 20,000 bonus points redeemable for $200 cash back, when you spend $1500 within the first 90 days of account opening1

Earn 5x rewards points on eligible purchases including dining, groceries, gas and cable, phone and utility bill payments for the first 6 billing cycles after account opening. A maximum of 45,000 points can be earned during the 5X bonus period.1

1 point for every $1 spent – everywhere, every time on eligible purchases1

Unlimited rewards – no point caps, points do not expire2

No annual fee1


Enjoy Visa Signature benefits*, like complimentary 24/7 concierge service, access to exclusive events, special shopping perks and more, when your credit limit is at least $5,0003

Free VantageScore® and credit education tools when you log in to TD Bank Online Banking4

Use your Visa rewards card for all your monthly bills to earn more rewards points – plus, ensure your bills are paid on time when you set up recurring payments with your service providers

Convenience of paying your way – online, by phone, by mail or at any TD Bank location

Greater fraud protection with new chip technology

Easy redemption – no blackout dates, restrictions or fees


0% intro APR

Enjoy 0% introductory APR on balance transfers for 12 billing cycles and 12.99%, 17.99% or 22.99% variable APR thereafter; based on creditworthiness. There is a 4% balance transfer fee (minimum $10) for each transfer. Minimum balance transfer request amount is $250.1

Redeeming points

Redeem your points for over 400 rewards – cash back, electronics, gift cards, travel rewards and more – starting at 2,500 points

Round-trip airfare starting at 25,000 points

Hotel room or car rental – 15,000 points

You can also take advantage of these
additional Visa features and benefits*

  • The unsurpassed worldwide acceptance of Visa
  • Auto rental collision damage waiver
  • Cardholder inquiry service
  • Emergency card replacement and emergency cash disbursement
  • Lost/stolen card reporting
  • Visa Zero Liability*

Calculate the benefits of transferring your balance to this card.

Get a copy of your Cardmember Agreement

If you're an existing cardholder and would like to get your specific card agreement, you will need to register your credit card within Credit Card Account Access or call us at 1-888-561-8861 (you will need to provide your account number and the name on the card).

View a Personal Credit Card Agreement online

Credit card resources

Review the credit card online application process

Understanding your personal credit score

Online coupons – get valuable discounts and coupons with your TD credit card

Compare Platinum vs. Signature benefits

Expand Important Disclosures

1See the Important Credit Card Terms and Conditions for details about APRs, fees, eligible purchases, balance transfers and program details. Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards.

For TD Easy Rewards credit cards, maximum bonus accumulation for this one-time promotional offer is 20,000 Easy Rewards bonus points. Provided your TD Easy Rewards Credit Card account is open and in good standing, the 20,000 Easy Rewards bonus points will be reflected in the Points Program Summary of your Credit Card statement in 6 to 8 weeks after you spend $1500 in total net purchases within 90 days of account opening. The points can then be redeemed for $200 cash back. This offer only applies to new TD Easy Rewards Credit Card accounts during the promotional period and is non-transferable.

2For as long as your account remains open to new purchases, Easy Rewards points will not expire.

3If you apply for a TD Bank Easy Rewards Credit Card and are approved, you will receive either a Signature card, if your approved credit limit is $5,000 or greater, or a Platinum card, if your approved credit limit is less than $5,000. You are responsible for all charges made by concierge at your request.

4TD CreditViewSM is provided by TD Bank, N.A. ("TD Bank") through our third party service provider, TransUnion Interactive, Inc. ("TransUnion Interactive"). To access CreditView you must enroll in TD Bank personal online services and accept the personal Online Banking Service Agreement. CreditView is only available in conjunction with a TD personal or small business credit card (service is not available for commercial cardholders). CreditView is only available if your personal information on your TD account and your credit file match.

*By clicking on this link you are leaving our website and entering a third-party website over which we have no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.

Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.