TD First ClassSM Visa Signature® Credit Card

TD First ClassSM Visa
Signature® Credit Card

Earn up to 25,000 bonus miles



Earn bonus miles

on eligible purchases during
your first 6 billing cycles1

3 times

Earn First Class miles

on travel and dining purchases2

Zero Percent

Intro APR

on balance transfers for the first 12 billing cycles after account opening2

Call TD Bank for assistance at 1-800-676-1507. 1-800-676-1507

Card features

Earn miles

Earn up to 25,000 bonus First Class miles, which equals $250 when you book your travels – you'll earn 15,000 the first time you use your card to make a purchase, and earn an extra 10,000 bonus First Class miles when you spend $3,000 in the first 6 billing cycles1

Earn unlimited 3x First Class miles on all eligible travel purchases, including flights, hotels, car rentals, cruises, dining and more1

Earn 1x First Class miles on other purchases - no categories or gimmicks and miles that never expire2

No foreign transaction fees2

Annual fee

Waived your first year, just $89 each year thereafter2


Enjoy Visa Signature benefits3, like complimentary 24/7 concierge service2, access to exclusive events, special shopping perks and more, when your credit limit is at least $5,000

Free VantageScore® and credit education tools when you log in to TD Bank Online Banking4

Use your Visa rewards card for all your monthly bills to earn more rewards miles – plus, ensure your bills are paid on time when you set up recurring payments with your service providers

Convenience of paying your way – online, by phone, by mail or at any TD Bank location

Greater fraud protection with new chip technology

Easy redemption – no blackout dates, restrictions or fees

VIP treatment, savings and perks at over 800 luxury hotels worldwide


0% intro APR

Enjoy 0% introductory APR on balance transfers for the first 12 billing cycles after account opening – thereafter, your variable APR will be 13.49%. There is a 3% balance transfer fee, minimum $10 for each transfer. Minimum balance transfer request amount is $250.2

Redeeming miles

Easy redemption of your First Class miles for a travel, statement credit, or cash your miles in for gift cards or merchandise1

You can also take advantage of these
additional Visa features and benefits3

  • The unsurpassed worldwide acceptance of Visa
  • Auto rental collision damage waiver
  • Cardholder inquiry service
  • Emergency card replacement and emergency cash disbursement
  • Lost/stolen card reporting
  • Visa Zero Liability3

Calculate the benefits of transferring your balance to this card.

Get a copy of your Cardmember Agreement

If you're an existing cardholder and would like to get your specific card agreement, you will need to register your credit card within Credit Card Account Access or call us at 1-888-561-8861 (you will need to provide your account number and the name on the card).

View a Personal Credit Card Agreement online

Credit card resources

Review the credit card online application process

Understanding your personal credit score

Expand Important Disclosures

1Earn up to 25,000 bonus First Class miles – you'll earn 15,000 First Class miles the first time you swipe your card within the first 6 billing cycles, and earn an extra 10,000 bonus First Class miles when you spend $3,000 in the first 6 billing cycles. Bonus miles will be reflected on your credit card statement 6 to 8 weeks after a qualified first purchase and/or 6 to 8 weeks after $3,000 in total net purchases made within the first 6 billing cycles of your credit card account opening date. This offer is non-transferable. Your account must be open and in good standing in order to earn and/or redeem miles. If your account is closed for any reason, your membership in the program will be terminated and the total balance of your accumulated miles will be forfeited. You will also forfeit any unredeemed miles if you cancel your program membership or the program is terminated. First Class miles have no cash value except when redeemed in connection with the First Class Miles program.

2See the Important Credit Card Terms and Conditions for details about APRs, fees, eligible purchases, balance transfers and program details. Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards. You are responsible for all charges made by concierge at your request.

3By clicking on this link you are leaving our website and entering a third-party website over which we have no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.

Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

4TD CreditViewSM is provided by TD Bank, N.A. ("TD Bank") through our third party service provider, TransUnion Interactive, Inc. ("TransUnion Interactive"). To access CreditView you must enroll in TD Bank personal online services and accept the personal Online Banking Service Agreement. CreditView is only available in conjunction with a TD personal or small business credit card (service is not available for commercial cardholders). CreditView is only available if your personal information on your TD account and your credit file match.

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