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TD First ClassSM Visa® Credit Card

TD First Class VISA Credit Card

Up to 25,000 bonus miles in the first 6 billing statements1
Earn 3x rewards on all eligible travel and dining purchases, every time2

Apply now

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Phone Call 1-800-676-1507 to apply by phone

Card features

  • Earn up to 25,000 bonus First Class miles – you'll earn 15,000 the first time you use your card for a purchase within the first 6 billing statements, and earn an extra 10,000 bonus First Class miles when you spend $3,000 in purchases in the first 6 billing statements.1
  • Get 3x First Class miles on all eligible dining and travel purchases, with no blackout dates, restrictions or limit to the number of miles that can be earned2
  • Enjoy VIP treatment, savings and perks at over 800 luxury hotels worldwide
  • 0% introductory APR on balance transfers for the first 12 billing statements after account opening – after that, your variable APR will be 13.24%2
  • There is a 3% balance transfer fee (minimum $10) for each transfer. Minimum balance transfer request amount is $250.2
  • No foreign transaction fees2
  • Annual fee waived for first year, then $89 each year after that2
  • Enjoy exclusive Visa Signature benefits3, such as complimentary 24/7 concierge service2, access to events, special shopping perks and more
  • Redeem your First Class miles for a statement credit, or cash your miles in for gift cards or merchandise2
  • Minimum $5,000 credit line
  • Greater fraud protection with chip technology

Manage your account
Make a credit card payment, check your statement and more.
Log In

Track your points
Track your reward points and apply them to travel, merchandise and special programs.
Log In

Get a copy of your Cardmember Agreement

  • View a generic agreement online
  • If you're an existing cardholder and would like to get your specific card agreement, you will need to register your credit card within Credit Card Account Access or call us at 1-888-561-8861 (you will need to provide your account number and the name on the card).

Credit Card Resources

1Earn up to 25,000 bonus First Class miles – you'll earn 15,000 First Class miles the first time you swipe your card within the first 6 billing statements, and earn an extra 10,000 bonus First Class miles when you spend $3,000 in the first 6 billing statements. Bonus miles will be reflected on your credit card statement 6 to 8 weeks after a qualified first purchase and/or 6 to 8 weeks after $3,000 in total net purchases made within the first 6 billing statements of your credit card account opening date. This offer is non-transferable. Your account must be open and in good standing in order to earn and/or redeem miles. If your account is closed for any reason, your membership in the program will be terminated and the total balance of your accumulated miles will be forfeited. You will also forfeit any unredeemed miles if you cancel your program membership or the program is terminated. First Class miles have no cash value except when redeemed in connection with the First Class Miles program.

2 See the Terms and Disclosures for details about APRs, fees, balance transfers and eligible purchases. You are responsible for all charges made by concierge at your request. Eligible purchases for earning rewards do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards.

3By clicking on this link you are leaving our website and entering a third-party website over which we have no control. Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites. Third party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third party website before you provide personal or confidential information.

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