TD Bank Credit Cards

Check out our special offers and find the credit card that meets your needs and has the benefits you want – like Cash Back Rewards, balance transfer offers and a credit card with a predictable minimum payment.


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  • SPECIAL OFFER

    Earn 2% unlimited Cash Back – no rotating Spend Categories, no caps or limits

    Special offer: Earn $100 Cash Back in the form of a statement credit when you spend $1,000 within the first 90 days after account opening1

    Balance transfer: 0% intro APR for the first 15 billing cycles after account opening. After that, 20.24%–30.24% variable APR based on your creditworthiness*

    No annual fee*


  • SPECIAL OFFER

    Earn 3% and 2% Cash Back on your choice of Spend Categories. Plus, you can switch your categories quarterly. Earn 1% Cash Back on all other purchases

    Special Offer: Earn $200 Cash Back when you spend $500 within the first 90 days after opening your account2

    Balance transfer: 0% intro APR for the first 15 billing cycles after account opening. After that, 20.24%–30.24% variable APR based on your creditworthiness*

    No annual fee*




  • Our best balance transfer offer:
    0% intro APR for first 18 billing cycles after account opening. After that, 19.24%–29.24% variable APR based on your creditworthiness*

    Late fee forgiveness – we'll automatically refund your first late fee each year. Please note, past due payments may impact your credit score.

    No annual fee*

     



Discover our newest, most innovative credit cards

TD Clear Visa Platinum Credit Cards

No interest – just a simple monthly fee*,†

Explore more ways to earn rewards

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TD Double Up Credit Card
*Read important terms and conditions for details about APRs, fees, eligible purchases, balance transfers and rewards program details. Balance transfer 0% introductory APR for first 15 billing cycles after account opening. After that, 20.24%, 25.24% or 30.24% variable APR based on your creditworthiness. There is a balance transfer fee of $5 or 3% of each transfer, whichever is greater. If you have a 0% introductory or promotional APR balance transfer and also use your Account to make Purchases, you can avoid paying interest if you pay the “Payment to Avoid Purchase Interest” amount shown within the ‘Payment Information’ box on your account statement.

1Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards. If you are approved for an Account in response to this specific offer, you are eligible to earn a One-Time Bonus Offer ("One Time Bonus Offer") of 10,000 Bonus Points, equal to $100 in the form of a statement credit. To qualify for the $100 statement credit, you must spend $1,000 in total Purchases using the Account within 90 days of the Account opening date. Provided your Account is open and in good standing, the 10,000 Bonus Points, equal to a $100 statement credit will be reflected on your Account within 6 to 8 weeks after you have met the eligibility criteria. This One-Time Bonus Offer is not available if you open an account in response to a different offer that you may receive from us or if you previously received a One-Time Bonus Offer on this account or any other account with us.

TD Cash Credit Card
*Read important terms and conditions for details about APRs, fees, eligible purchases, balance transfers and rewards program details. Balance transfer 0% introductory APR for first 15 billing cycles after account opening. After that, 20.24%, 25.24% or 30.24% variable APR based on your creditworthiness. There is a balance transfer fee of $5 or 3% of each transfer, whichever is greater. If you have a 0% introductory or promotional APR balance transfer and also use your Account to make Purchases, you can avoid paying interest if you pay the “Payment to Avoid Purchase Interest” amount shown within the ‘Payment Information’ box on your account statement.

2Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards. For the TD Cash credit cards, maximum bonus accumulation for this promotional offer is 20,000 points which can be redeemed for $200 Cash Back rewards. Provided your TD Cash Credit Card account is open and in good standing, the $200 Cash Back rewards will be reflected in the Points Summary of your Credit Card statement in 6 to 8 weeks after you spend $500 in total net purchases within the first 90 days of account opening. This offer only applies to new TD Cash Credit Card accounts during the promotional period and is non-transferable. This online offer is not available if you open an account in response to a different offer that you may receive from us.

TD FlexPay Credit Card
*Read important terms and conditions for details about your account including APRs, fees, and balance transfers. Balance transfer 0% introductory APR for first 18 billing cycles after account opening. After that, 19.24%, 21.24%, 24.24%, 27.24% or 29.24% variable APR based on your creditworthiness. Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within the introductory offer. After that: Either $5 or 5% of the amount of each transfer, whichever is greater. If you have a 0% introductory or promotional APR balance transfer and also use your Account to make Purchases, you can avoid paying interest if you pay the “Payment to Avoid Purchase Interest” amount shown within the ‘Payment Information’ box on your account statement.

Late fee forgiveness does not change your monthly payment requirement. Past due payments will be reported to credit bureaus subject to applicable law and standard practices. This may affect your credit score.

TD Clear Visa Platinum Credit Card with a $1,000 Credit Limit
*Read important terms and conditions for account details. The Clear Platinum Visa Credit Card with $1,000 Credit Limit has a $10 monthly membership fee. The monthly membership fee will be added to your monthly billing statement each month as a charge, whether or not you use your account, and applied against your available credit like other charges.

TD Clear Visa Platinum Credit Card with a $2,000 Credit Limit
Read important terms and conditions for account details. The Clear Platinum Visa Credit Card with $2,000 credit limit has a $20 monthly membership fee. The monthly membership fee will be added to your monthly billing statement each month as a charge, whether or not you use your account, and applied against your available credit like other charges.

TD First Class Visa Signature Credit Card
*Read important terms and conditions for details about APRs, fees, eligible purchases, balance transfers and program details. Balance transfer 0% introductory APR for first 12 billing cycles after account opening. After that, 18.49% variable APR based on your creditworthiness. There is a balance transfer fee of $5 or 3% of each transfer, whichever is greater. If you have a 0% introductory or promotional APR balance transfer and also use your Account to make Purchases, you can avoid paying interest if you pay the “Payment to Avoid Purchase Interest” amount shown within the ‘Payment Information’ box on your account statement.
Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards. Groceries purchased from superstores and/or warehouse clubs may only earn 1 mile for each dollar spent.

3Bonus miles will be reflected on your credit card statement 6 to 8 weeks after a qualified first purchase and/or 6 to 8 weeks after $3,000 in total net eligible purchases made within the first 6 billing cycles of your credit card account opening date. This offer is non-transferable. This online offer is not available if you open an account in response to a different offer that you may receive from us.

TD Cash Secured Credit Card
*Read important terms and conditions for details about APRs, fees, eligible purchases, balance transfers and program details. Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards.

TD Business Solutions Credit Card
*Read important terms and conditions for details about APRs, fees, eligible purchases, balance transfers and program details.

4Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards. us. If you are approved for an Account in response to this specific offer, you are eligible to earn a One-Time Bonus Offer ("One Time Bonus Offer") of 25,000 Bonus Points, equal to $250 in the form of a statement credit. To qualify for the $250 statement credit, you must spend $1,500 in total Purchases using the Account within 90 days of the Account opening date. Provided your Account is open and in good standing, the 25,000 Bonus Points, equal to a $250 statement credit will be reflected on your Account within 6 to 8 weeks after you have met the eligibility criteria. This One-Time Bonus Offer is not available if you open an account in response to a different offer that you may receive from us or if you previously received a One-Time Bonus Offer on this Account or any other account with us.

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