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Not sure which checking account is right for you? Read more about the benefits and features of each to help you decide.

All small business checking accounts receive the benefits of:

• No Annual Fee TD Business Credit Card (subject to approval)
• Free monthly online statements with free check images

 View Rates/Fees

Checking	TD Business Simple Checking	TD Business Convenience Checking Plus	TD Business Premier Checking	TD Business Interest Checking Plus
Best for you if:	You complete fewer than 200 transactions per month, and you do not want to be concerned with maintaining a minimum daily balance	You maintain a moderate to high amount of transactions and/or maintain a higher balance	You want a relationship product that rewards you for your business deposit balances	You maintain higher balances and want to earn a competitive rate of interest
Minimum daily balance required to waive monthly fee	N/A	First 3 months waived, then $1,500	First 3 months waived, then $40,000 in combined business deposits1	$2,500
Monthly maintenance fee	$8	$25 waived if you maintain the minimum daily balance	$30 waived if you maintain the minimum combined business deposit balance	$15 waived if you maintain the minimum daily balance
Number of items included per statement cycle	200 free items paid or deposited (additional items $0.75 each)2	500 free items paid or deposited (additional items $0.50 each)2	500 free items paid or deposited (additional items only $0.35 each)2	200 free items paid or deposited (additional items $0.50 each)2
Pays interest	No	No	No	Yes
Check orders	Free first order of checks (up to $50)	Free first order of checks (up to $50)	Free first order of checks (up to $75)	Free first order of checks (up to $50)
Free ATM access	Free ATM access at thousands of TD Bank and TD Canada Trust ATMs
Free instant issue Business Visa® Debit Card with extras reward points	Yes, use everywhere Visa debit is accepted
Next-day availability on deposited checks	Yes3
Free Online Banking and Bill Pay	Yes, with TD Bank BusinessDirect Online Banking
Overdraft services	Savings Overdraft Protection     Small Business Overdraft Protection4
FDIC coverage	FDIC Non-Interest Checking Insured in full until December 31, 2012.			FDIC Interest Checking Insured up to $250,000 for all accounts in the same ownership category.
Additional benefits			Up to two (2) additional TD Business Simple checking accounts with no monthly maintenance fee5 Safe Deposit Box discount Merchant Services Discount6 Free check images on printed monthly statements Discount on business loan rates based on full banking relationship

1. TD Business Premier Checking: $40,000 combined business deposits includes select small business checking, small business money market, and small business savings. Restrictions apply; please see Business Schedule of Charges for details.

2. Monthly combined transactions include deposit items and checks paid.

3. Restrictions may apply for next-day availability. See Business Deposit Account Agreement for details.

4. Subject to credit approval. All applicable fees apply.

5. See Business Deposit Account Agreement for details.

6. Offer may not be available in all stores.

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Important Disclosure Regarding Deposit Insurance on Noninterest-bearing Transaction Accounts (FDIC)

SECURITIES AND INSURANCE
NOT FDIC INSURED	NO BANK GUARANTEE	MAY LOSE VALUE

Securities and other investment and insurance products are: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by TD Bank, N.A. or any of its affiliates; and, may be subject to investment risk, including possible loss of value.

©2012 TD Bank, N.A. All Rights Reserved.