Healthcare Professionals Products and Services

 

The right remedy for busy practitioners

Grow your practice with TD Bank

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1-855-278-8988

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Accounts That Fit Your Practice

Whether you are growing, moving or merging, choose the business accounts that make it easier to manage your business. Every TD Bank business account includes the features you need to keep your business running smoothly 24-7.

Need help choosing a checking account?

Get a Customized Recommendation with our Checking Selector Tool

Best for... Choose... Features...
  • Established business
  • Combined business deposits and personal checking balance of at least $40,000
TD Business Premier Checking

Get rewarded for your combined business deposit and one personal checking balance, and enjoy discounts on the services you use every day.

(Additional checking options are available.)
  • Increased flexibility in managing funds with 2 additional TD Business Simple Checking accounts with no monthly maintenance fee1
  • Waive the monthly fee by having at least one of the following2:
    • $40,000 combined business deposits and one personal checking balance
    • Active TD Merchant Services
    • Active TD Digital Express
    • A TD Small Business Loan or Line of Credit
  • $40,000 free cash deposits per statement cycle3
  • TD Small Business Money Market Plus account with relationship rates and no monthly maintenance fee1
  • Tiered savings, with the convenience of checks
  • Minimum daily balance of $2,500
TD Small Business Money Market Plus

The best way to earn a return on your excess cash. Great for practices that typically write fewer than 50 checks per month.
  • Get rewarded with a higher rate when you maintain an eligible TD Bank business checking account4
  • Your monthly maintenance fee will be waived if you maintain the minimum daily balance requirement or if you have a TD Business Premier Checking account1
  • Competitive tiered interest rates
  • Want to start saving and earning interest
  • Minimum daily balance of $500
TD Business Savings

Perfect for sole practitioners or smaller practices that need a low minimum balance option.
  • Easy to transfer funds to your TD Bank business checking account
  • Optional savings overdraft protection
  • Your monthly maintenance fee will be waived, if you maintain the minimum daily balance requirement

1 See Business Deposit Account Agreement for details.
2The TD Business Premier Checking $40,000 combined business deposits include select TD Bank small business checking, money market and savings accounts, and one TD personal checking account. Restrictions may apply; please see Business Schedule of Charges for details.
3 TD Business Premier Checking cash deposited over $40,000 is $0.10 per $100.
4 Requires a TD Bank Business Checking account that is in good standing and has at least 10 combined deposit and debit transactions by the last business day of the calendar month.

Get expertise on all your financing needs with your TD Bank Practice Finance Specialist.

Expanding or relocating an existing practice, purchasing an entire practice, buying into or buying out a partner? TD Bank is behind you every step of the way with 100% financing solutions for your dental, medical or veterinary practice.

Your TD Bank Practice Finance Specialist is ready to help you:

  • Raise capital for an acquisition, expansion, buy-in or buy-out or refinance existing practice debt
  • Purchase or refinance space for your practice
  • Buy new equipment or upgrade your technology

Special rates and promotions are available for healthcare professionals.

Estimate your monthly payments with our loan calculator

Small Business Loan Calculator



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1 The information does not necessarily reflect actual TD Bank products or the terms or programs available. The information contained in the above calculator is provided only as an example and should not be used to make financial decisions. Please contact us to obtain specific information about our products.

Solution Line of Credit Term Loan Commercial Real Estate Mortgage1 Express Lease
Financing Needs Short Term Working Capital for
  • Accounts Payable
  • Inventory
  • Slow Accounts Receivable
  • Other Short Term Cash Requirements
Practice Financing
  • Acquisition
  • Buy-in
  • Buy-out
  • Refinance, Acquisition Expansion and Relocation Projects
  • Equipment Technology
Commercial or Investment Property
  • Purchase
  • Refinance
  • Property Improvements
Equipment
  • Add/Upgrade technology
  • Replace equipment
  • Tax Deductible Equipment2
  • Vehicle financing
Loan Size Up to $500,000 Up to $1,000,000 Up to $500,000
Term Revolving 3 to 10 years 5 Yr Term / Up to 25 Year amortization 3 to 7 years
Collateral
  • Accounts Receivable (All Business Assets)
  • 100% Business Valuation Enterprise Value (EV)
  • Real Estate
  • Marketable Securities Cash
  • 100% Business Valuation Enterprise Value (EV)
  • Up to 100% Financing for New Equipment
  • All Business Assets (tangible)
  • Real Estate
  • Marketable Securities Cash
  • Owner Occupied Real Estate: Up to 80% Loan-To-Value (LTV)3
  • Investor Real Estate: 70-75% Loan-To-Value (LTV)4
Up-to 100% Financing on New Equipment or New Vehicle
Business Credit Cards
  • No annual fee
  • Add authorized users so your employees can access your credit line
  • Personalized card with your business name
  • Purchasing power – As your business evolves, we can give you the tools to help you succeed

1 Other terms and conditions may apply.
2 Talk to your tax advisor.
3 Includes owner occupied, mixed use property.
4 Includes 1-4 family investment property, 5+ family investment, mixed use property and commercial and mixed use investment property.
Loans Subject to Credit Approval.

Accelerate Cash Flow and Increase Revenue

Healthcare professionals like you work long and unpredictable hours. TD Bank makes it easy to keep your practice running smoothly with cash flow solutions that are flexible, convenient and secure.

  • Make check deposits right from your desktop using TD Digital Express
  • Make one-time or repeating vendor payments using Bill Pay
  • Pay employees with direct deposit using ACH

Services   Features

TD Bank BusinessDirect

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Bank online anytime, anywhere
  • Keep track of your money with our Online Banking service designed with the needs of medical professionals in mind
  • Bank when it is convenient for you with free access to Online Banking and Bill Pay. Schedule and Manage Payments, submit remittance information and have an audit trail of payment history
  • Establish Tiered Authority through enhanced account security levels
  • Manage multiple TINs from a single TD Bank BusinessDirect ID
  • Link with Quicken® and QuickBooks® for easy record keeping
  • Go Paperless and have access to 18 months of online statements and receive an email when your latest statement is ready for online viewing
Payables Solutions Gain the convenience of payment flexibility

Pay vendors and employees easily and securely by using ACH payments, free Bill Pay or domestic wire service

With ACH, you can:

  • Pay employees via direct deposit
  • Create batches of Payees to increase ease and convenience
  • Schedule one-time or repeating payments

With Free Bill Pay, you can:

  • Pay any vendor to whom you would write a check
  • Pay bills electronically, no need to buy stamps with checks
  • Make one time or repeating payments
  • Ensure payments arrive on time through our payment guarantee

TD Digital Express Make check deposits without leaving your office!

Make check deposits from your desktop, any time of day or night

  • Using the single- or multi-feed scanner we supply to you, simply scan your checks, verify your total and submit
  • Convenient – Use your Free scanner to deposit checks 24 hours a day, 7 days a week
  • Saves time and money – Spend less time away from the office making deposits
  • Accelerates cash flow – Your funds are generally available the next business day on checks scanned and submitted by 9:00 p.m. ET1
  • Dedicated service – TD Digital Express Specialists are available to assist you with installing and using the service

Merchant Services Process card payments in the office, by phone or online
  • Improve cash flow and increase revenues with flexible credit card processing and check verification programs designed to help save you time
  • Regardless of the size or type of your company, we can design a state-of-the art payment processing system that's tailored to your needs.
  • Discount on Merchant Services for TD Business Premier Checking customers2

1 See Business Deposit Account Agreement for details.
2 Merchant Services discount may not be available in all Stores.

Contact Us

Send us an e-mail anytime or call us at 1-855-278-8988 during regular business hours, 8:30 a.m. – 5:30 p.m., Monday through Friday, to talk to a TD Bank Business Specialist or to make an appointment with your TD Bank Practice Finance Specialist.