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Small Business Loans and Lines of Credit

We offer small business loans and lines of credit for all types of companies. We have all the additional products needed to service your entire business relationship.

Term Loans

To purchase inventory, equipment or other large ticket items to expand your business.

  • $10,000 to $1,000,000 loan amounts1
  • Fixed rates and fixed monthly payments
  • 3 to 7 year terms available to meet your needs
  • Secured with equipment to be financed, real estate, business assets, etc.
  • 1% rate discount when payment is automatically deducted from your TD Bank small business checking account
Learn more about Term Loans

Commercial Real Estate Mortgage

To purchase, refinance or improve owner-occupied commercial and investment properties

  • $25,000 to $1,000,000 loan amounts1, 2
  • 5-year term, with up to 20-year amortization
  • Secured by real estate being financed
  • 1% rate discount when payment is automatically deducted from your TD Bank small business checking account
Learn more about Commercial Real Estate Mortgage

Lines of Credit

For short term cash needs such as purchasing inventory, paying accounts, or day-to-day expenses

  • $10,000 to $500,000 loan amount1
  • Access your money simply by writing a check or transferring money online
  • Revolving line, with low variable interest rate
  • Interest only payment due monthly
  • Secured by company assets, real estate, etc.
  • 1% rate discount when payment is automatically deducted from your TD Bank small business checking account
Learn more about Lines of Credit

SBA Financing

A flexible option for those who may not qualify for a standard loan1, 3

  • Small Business Administration (SBA) loans are partially guaranteed by the Federal Government.
  • SBA and other guaranteed loan programs, including state-sponsored programs, are available.
  • TD Bank is a Preferred Lender with the SBA program.
Learn more about SBA Financing

Business Overdraft Protection

Business Overdraft Protection is a convenient way to protect you during those unexpected times when your checking account balance drops below zero1. You'll enjoy peace of mind knowing your checking account is covered up to your available limit1.

Learn more about Business Overdraft Protection

Next Steps

For more information about our small business loans and lines of credit, contact a TD Small Business Specialist.

Small Business Tools/Resources
Learn what you will need to start or grow your business.
Want hassle-free small business banking?
Learn more about our Business Convenience Checking
  1. Subject to credit approval. Contact your nearest TD Bank for rate and fee schedule.
  2. Other terms and conditions may apply.
  3. Some credit restrictions may apply.