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Small Business Administration Loan Programs

Return to Loans & Lines of Credit

TD Bank, in partnership with the U.S. Small Business Administration (SBA), offers lending options to businesses that might not otherwise qualify for a conventional loan or line of credit. We are committed to providing the capital needed to grow and expand your business by offering two key advantages:

  • Long-term amortizing loans
  • Minimal equity requirements

TD Bank is a participant in the SBA Preferred Lender Program. Our SBA Division makes credit decisions on behalf of the SBA. You receive faster decisions, shorter turnaround times and quicker access to proceeds.*

Convenient, simple and hassle-free, let us help you find the SBA small business loan program that best meets your business needs.

Grow your business with TD Bank

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SBA Business Loans Descriptions Notable Benefits
SBAExpress Loan
Program

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Receive a quick response to your loan application, usually within 48 hours. SBA small business loans can be used for equipment purchases, expansion, owner-occupied real estate purchases, working capital and more.
  • Accelerated loan application response time
  • Fixed and variable rates available
  • Loan amounts up to $350,000
7(a) Loan
Program

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The program helps provide the capital your business needs to operate, expand and prosper. Whether purchasing new equipment, real estate expansion or working capital, this SBA business loan has the flexibility to meet the needs of today's business owner.
  • Fixed and variable rates available
  • Longer loan terms
  • No balloon payments
504 Loan
Program

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Business owners receive up to 90% financing for the purchase, construction and renovation of owner-occupied real estate or for purchasing machinery and equipment.
  • Fixed and variable rates available
  • Up to 90% real estate financing
  • Loan amounts up to $12,000,000
USDA Loan
Program

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Designed to improve the economic and environmental climate, USDA loan proceeds develop and finance businesses in rural communities.
  • Fixed and variable rates available
  • Longer loan terms
  • Supports rural development

Learn more about the SBA loans available, as well as the SBA loan requirements, by visiting the U.S. Small Business Administration website.

*Some credit restrictions may apply. Loans subject to credit approval.

Subject to sba.gov eligibility requirements.

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