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Small Business Administration – USDA Loan Program

Return to SBA Loan Programs

USDA Loan Program

Designed to improve the economic and environmental climate, USDA loan proceeds develop and finance businesses in rural communities.*

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Program Features
Use of Proceeds USDA loans may be used for real estate purchase, refinance and construction, business expansion and acquisition, equipment purchase, partner buyout and franchise financing in rural communities
Loan Amounts Up to $10,000,000
Interest Rate Fixed and variable rates available for USDA loans
Term Up to 30 years, fully amortizing
Loan to Value Collateral must have documented value sufficient to protect the interest of the lender and agency
  • Fixed and variable rates available for USDA loans
  • Longer terms to maximize cash flow
  • Designed to help rural communities grow and add jobs
  • Encourages the development and construction of renewable energy projects such as solar and wind power
  • Expert relationship managers walk you through the USDA loan application process to ensure your experience is hassle-free

Learn more about the USDA loan program by visiting the U.S. Small Business Administration website.

*Some credit restrictions may apply. Loans subject to credit approval.

Subject to eligibility requirements.

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