TD Debit Card Advance is a discretionary overdraft service we offer with our personal checking accounts that may help you avoid debit card declines. Enrollment is not automatic – you must sign up for it.
Once enrolled, continue to use your debit card as usual. We may authorize ATM transactions or one-time debit card purchases even if you don't have enough money available in your account. Overdrafts will be paid at our discretion. Please read this Important Information about TD Debit Card Advance.
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