TD Cash Credit Card

Earn 2% cash back at the places you like to eat, plus $150 cash back.



Have you received a credit card offer from TD Bank?

No   Yes

If you received a credit card offer in the mail from us, locate your Preferred Customer Number at the bottom of the letter and enter the number at the top of the application

Visit a TD Bank near you

Please call us at 1-888-561-0608 or visit a TD Bank location near you for information on how to apply for a TD Bank credit card.

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More ways to earn Cash Back on purchases every day

Earn $200 Cash Back
3% Cash Back on dining - from casual to fine and everything in between
2% Cash Back at grocery stores1
1% Cash Back on other eligible purchases
$0 annual fee and no foreign transaction fee

Read complete terms and conditions for details about APRs, fees, eligible purchases, balance transfers and program details.


Card details, rates, fees and terms

Cash back rewards offer

$200 Cash Back rewards when you spend $500 within the first 90 days of account opening

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Rewards details

3% Cash Back on dining - from casual to fine and everything in between

2% Cash Back at grocery stores1

1% Cash Back on other purchases

Rates and fees

Annual Percentage Rate
(APR) for Purchases
15.24%, 20.24% or 25.24% variable APR
based on your creditworthiness
APR for Balance Transfers 0% introductory APR
for first 12 billing cycles after account opening. After that,
15.24%, 20.24% or 25.24% variable APR
based on your creditworthiness.

If you take advantage of this offer and use your account to make new purchases, you can avoid paying interest on those new purchases if you pay the minimum payment due and the total outstanding purchases balance, including any fees that may have been assessed, by the payment due date shown on your monthly billing statement.
Balance Transfer Fee $5 or 3% of transfer
whichever amount is greater
Minimum Interest Charge $1
APR for Cash Advances 27.49% variable APR
Cash Advance Fee $10 or 5% of advance
whichever amount is greater
Annual Fee $0
Foreign Transaction Fee $0
Late Payment Up to $37

Need more information?

Take a look at our terms and conditions or personal cardmember agreement.



Calculate your rewards >

Earn unlimited points with every purchase,
and three times as many points on every meal

See how much Cash Back you can earn from dining and other purchases

Redeem your rewards however you want.

Cash Back | Gift Card | Travel | Merchandise

To earn and redeem points, your account must be open and in good standing.


Credit Card FAQs


When will I receive my card?

Upon approval, you will receive your card within 5-7 business days.


What is the credit limit for this card?

The minimum credit limit is $500 with a maximum of $25,000 for the TD Cash Credit Card. For TD Visa Signature benefits, the credit limit must be $5,000 or greater.


What rewards do I get with the TD Cash card?

The TD Cash Visa Card allows you to earn up to 3% Cash Back on eligible dining purchases from fast food to fine dining. Plus, earn 2% Cash Back at grocery stores3 and 1% cash rewards for every $1 spent – everywhere, every time on eligible purchases.1 Redeem your cash rewards for Cash Back, merchandise, gift cards or travel rewards once you've earned at least $25. There are no limits to the rewards you can earn and your cash rewards do not expire as long as your account is in good standing, meaning it is open and payments are not past due.


Can I view my rewards points online?

Yes, you can view your rewards by logging in to your credit card account.

Once you are logged in, you will be able to view and redeem your rewards by clicking through from the Rewards Summary section.


What are the Customer Service hours of operation?

Customer Service is available 24/7, 365 days a year.


What do I do if my credit card is lost or stolen?

Please contact us immediately at 1-888-561-8861 and we will cancel your card and send you a new one within 7-10 days. If you have a TD Cash Credit Card and would like an instantly issued replacement card, visit your nearest TD Bank. Additionally, if you have automatic bill payments set up, they will be transferred to your new card. And with Visa's Zero Liability Policy, you will not be liable for unauthorized purchases made online or for signature-based transactions at merchants.


Manage your card

Managing your account and rewards is easy

Get the service you need, when you need it. Log in to your account or talk to a TD Bank representative 24/7 at 1-888-561-8861.


Security you can count on

Don't worry-we're protecting your every move. Our built-in chip technology helps guard you against fraud. Plus, you get the benefits of Visa Zero Liability2

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