TD Bank Checking Accounts

New Customers can earn up to $300.*
special offer ribbon

New Customers can
earn up to $300.*

Limited time offer.





  • Open a TD Premier CheckingSM account
  • Earn $300 when you receive direct deposits of $2,500 or more within 60 days of opening your account*
Open Account


TD Premier CheckingSM Account

Earn interest, enjoy free perks and pay no ATM fees anywhere you go.1

Earn interest

Current APY*Required Minimum Daily Balance To Earn APY*
0.00%$0.01 - $2,499.99
0.05%$2,500 - $49,999.99
0.05%$50,000 - $249,999.99
0.05%$250,000+
*Annual Percentage Yield (APY) is accurate as of 05/05/15 and subject to change after the account is opened. Fees may reduce earnings on the account.

See rates

No ATM fees

TD fees waived regardless of balance, and non-TD fees reimbursed when minimum daily balance is at least $2,5001

at TD or non-TD ATMs

$0 monthly maintenance fee

Maintain a minimum daily balance of $2,500 to waive the $25 monthly balance fee

with $2,500 minimum daily balance

 

Banking that works for you

  • Tiered interest rates that increase with account balance
  • Rate discount of .25% on TD Bank home equity lines of credit2

Save money

  • $25 monthly maintenance fee waived when you maintain the $2,500 minimum daily balance
  • Overdraft services available
  • Free money orders, official bank checks, stop payments, paper statements with check images, and incoming wire transfers

Mobile & Online Banking

  • Free Mobile Banking with Mobile Deposit3
  • Online Banking with free Bill Pay and e-bills
  • Live Customer Service 24/7


TD Convenience CheckingSM Account

No maintenance fee when you keep a low minimum balance, plus great discounts.

On-the-go banking

with every TD Bank checking account

Great discounts
$0 monthly maintenance fee

with $100 minimum daily balance

 

Banking simplified

  • Low minimum daily balance of $100 to waive the $15 monthly maintenance fee
  • Discount on your first order of checks

Save money

  • $15 monthly maintenance fee waived when you maintain the minimum daily balance
  • Rate discount of .25% on TD Bank home equity lines of credit2
  • Overdraft services available

Mobile & Online Banking

  • Free Mobile Banking with Mobile Deposit3
  • Online Banking with free Bill Pay and e-bills
  • Live Customer Service 24/7




  • Open a TD Convenience CheckingSM account
  • Earn $150 when you receive direct deposits of $500 or more within 60 days of opening your account*
Open Account



Compare checking accounts

Find the account that fits your life.

TD Convenience CheckingSM

TD Premier CheckingSM

Monthly maintenance fee
$0
with a minimum daily balance of $100

—OR—

$15
$0
with a minimum daily balance of $2,500

—OR—

$25
Earns interest
No
Yes, tiered interest rates
Checks
1st order discounted on select styles
1st order of standard checks free or discount on select styles
ATM fees
TD Bank will never charge you a fee at TD ATMs
TD Bank will never charge you a fee at TD or non-TD ATMs

Other banks' ATM fees reimbursed with a minimum daily balance of $2,5001
Overdraft protection
Available
Available
Free account benefits
Online statements
Money orders

Official bank checks

Stop payments

Incoming wire transfers

Paper statements

Online statements
 
Open account
Open account
Expand Important Disclosures

1Non-TD ATMs: TD fees waived regardless of balance, and non-TD fees reimbursed when minimum daily balance is at least $2,500. For non-TD ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

2Loans subject to credit approval. Relationship discount may be terminated and the interest rate may increase upon closure of the qualifying personal checking account.

3TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

*Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank, open their account online via this web page and complete the required qualifying criteria. $300 bonus offer available to eligible new personal checking Customers when opening a TD Premier CheckingSM account with cumulative direct deposit funds of $2,500 or more into the new account within 60 days of account opening. $150 bonus available to eligible new personal checking Customers when opening a TD Convenience CheckingSM account with cumulative direct deposit funds of $500 or more into the new account within 60 days of account opening. Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify. Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening. Account must remain open, active, in good standing, and in the same product type through the qualifying period to receive the bonus. Bonus will be reported as taxable income to the IRS on a 1099-MISC. Offer may be withdrawn at any time and is subject to change. One bonus per Customer and cannot be combined with any other offer. TD Bank employees and Canadian cross-border banking Customers are not eligible.