Annuities

Annuities Lander

It's never too late - or early -
to save for retirement

Investing in an annuity is a smart way to prepare for retirement. Annuities can provide a steady income during retirement with a choice of payout options - monthly, quarterly, semi-annually or annually - for as long as you live.

Consider a tax-deferred or immediate income fixed annuity as part of your retirement strategy

As you look for ways to reinforce your existing retirement nest egg, you may want to consider a tax-deferrable or immediate income fixed annuity. With a tax-deferrable annuity, you can take advantage of:

  • Tax-deferred compounding
  • Single and flexible premium payment option
  • Guaranteed return of premiums*
  • Variety of interest rate guaranteed periods*
  • Terminal illness, nursing home and unemployment surrender charges waiver

Product type Your investment The benefit to you
Tax-deferred fixed annuity Pay into it over time - upon retirement or while you're still working The security of additional savings for retirement - tax deferred - with guaranteed return of principal and interest*
Single premium income annuity Pay into it in one lump sum Provides you with a steady stream of income immediately - and for life
* All guarantees are based on the claims-paying ability of the issuing insurance company.

The information, education and general descriptions contained herein are provided solely for informational and educational purposes. This material is not intended to be viewed or construed as a suggestion for you to take (or refrain from taking) a particular course of action or as the advice of an impartial fiduciary. This information should not be viewed as individual tax, financial or investment advice. Please consult your tax and/or financial adviser for information and advice specific to your individual circumstances.

Insurance products are available through TD Wealth Management Services, Inc., a licensed insurance agency.