Choose Your Home Loan

Whether you are buying or refinancing we have the right loan for you

Whether you're
buying or
refinancing,
we have the
right loan
for you.

Which loan works best with your financial goal?

If you want to... The best loan for you is... It works because...
Have the same monthly payment for the life of your loan.

Fixed-rate mortgage

  • You want a stable monthly payment
  • You like the security of a fixed rate
  • You plan to be in your home for a long time
Have lower monthly payments at the beginning of your loan.

Adjustable rate
mortgage (ARM)

  • You start with a lower rate and payment
  • Your budget can handle a changing rate and payment
  • You plan to be in your home short-term
  • You know you can switch to a fixed rate later on
Buy your home with a small downpayment.

Government loan

  • You're not putting down 20% for a downpayment
  • You are a first-time homebuyer and/or a U.S. veteran
  • You'll have a consistent monthly payment for the life of your loan
  • You meet the eligibility requirements*
Borrow more than $417,000

Jumbo loan

  • You can use it to buy a home or refinance
  • You can choose either a fixed rate or an adjustable rate
  • You have great credit
Refinance to a lower monthly payment

Fixed-rate mortgage

  • You plan to be in your home a long time
  • The current rate is lower than your existing loan rate
  • Your budget can work with either a 30- or 15-year loan
Refinance to consolidate your debt

Fixed-rate mortgage

  • You'll have money in your pocket to take care of expenses
  • You have enough equity in your home to cover the higher loan amount
  • Your budget can handle the new mortgage
Buy or refinance your primary residence with a small downpayment

Affordable Home Loans

  • You're looking for an alternative to a traditional mortgage
  • You want a stable monthly payment
  • You want to put down as little as 3% for a downpayment

Have questions? Ready to apply? We're here.

Talk to a mortgage advisor
at 1-800-822-6761

Schedule a call with a mortgage advisor

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