TD Bank, America's Most Convenient Bank Print this page | Close this window
 

Combined Loan-to-Value (CLTV)

 

Combined loan-to-value (CLTV) is a percentage calculated by dividing your total outstanding mortgage(s) – or liens – by the market value of the property.

For example, for informational purposes only, if your:
Outstanding Balance: Mortgage = $100,000
Outstanding Balance: Second Mortgage = $50,000
Total Liens = $150,000
Market Value = $350,000
Combined Loan-to-Value: 43%