1Loans subject to credit approval.
The TD Express Loan is available for loan amounts between $2,000 and $25,000. The TD Express Loan is an Unsecured Personal Loan that receives expedited processing for customers who are looking for loan amounts up to $25,000 and have a credit score of 660 or above. No income verification is required, and funds may be available within 2 days after you apply. TD Express can also be used for large purchases (furniture, vacation, weddings), home improvements, and almost any other large purchase. It cannot be used for Educational expenses. The interest rate is fixed for the life of the loan. Loan terms can range from 12 months to 60 months depending on the loan amount. As of 4/15/2017, APRs for a Personal Loan range from 8.99%-16.24%. $0 Origination fee.
Rate displayed assumes 0.25% discount for automatic payment deduction from a personal TD Bank checking or savings account. This discount may be terminated and the interest rate on this account may increase by 0.25% upon cancellation of the automatic payment deduction. Add 0.25% to the rate displayed without automatic payment deduction.
3Lines of Credit subject to credit approval.
Your APR is based on the specific characteristics of your credit application including, but not limited to; evaluation of credit history and amount of credit requested. The APR is the Prime rate as indicated in the Wall Street Journal plus 5.00% to 10.25%. As of 9/27/2018 the Prime Rate is 5.25%. The APR will not exceed 18%.
Receive a 0.25% rate discount with an open TD Bank personal checking account. Add 0.25% to rates shown if customer does not have TD Bank checking account/relationship discount. Annual fee of $25 and loan origination fee
of $0 apply.