TD Premier CheckingSM

Earn interest, enjoy free perks, and
pay no ATM fees anywhere you go.1

View Details Call Customer Service at 1-888-751-9000

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Earn interest

Current APY*Required Minimum Daily Balance To Earn APY*
0.00%$0.01 - $2,499.99
0.05%$2,500 - $49,999.99
0.05%$50,000 - $249,999.99
*Annual Percentage Yield (APY) is accurate as of 05/05/15 and subject to change after the account is opened. Fees may reduce earnings on the account.

See rates

No ATM fees

TD fees waived regardless of balance, and non-TD fees reimbursed when minimum daily balance is at least $2,5001

on TD or non-TD ATMs

$0 monthly maintenance fee

Maintain a minimum daily balance of $2,500 to waive the $25 monthly balance fee

with $2,500 minimum daily balance


  • Open a TD Premier Checking account from this page
  • Receive direct deposits of $2,500 or more within 60 days of opening your account
  • Earn $300*
Open Account

Banking that works for you

  • Tiered interest rates that increase with account balance
  • Rate discounts on TD Bank home loans – .25% off home equity line of credit2

Extras you'll truly use

  • Free ATMs anywhere you go. Non-TD ATMs: TD fees waived regardless of balance, and non-TD fees reimbursed when minimum daily balance is at least $2,5001
  • Free money orders, official bank checks, stop payments, paper statements with check images, and incoming wire transfers
  • Free first order of standard checks or discounts on select check styles

Save money

  • $25 monthly maintenance fee waived when you maintain the $2,500 minimum daily balance
  • Overdraft services available

On-the-go banking

  • Free Mobile Banking with Mobile Deposit3
  • Online Banking with free Bill Pay and e-bills
  • Free online statements with check images
  • Live Customer Service 24/7

Checkouts just got easier.

Pay with your TD Bank Debit Card

  • In person
  • Online or over the phone
  • In apps or app stores
  • Using your digital wallet

Open an account

Apply online

The online application takes 7
minutes or less.

Open account
Call us

Our banking specialists can
help you over the phone.


Apply in person

Visit a TD Bank to open your account.

Expand Important Disclosures

*Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank, open their account online via this web page and complete the required qualifying criteria. $300 bonus offer available to eligible new personal checking Customers when opening a TD Premier CheckingSM account with cumulative direct deposit funds of $2,500 or more into the new account within 60 days of account opening. Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify. Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening. Account must remain open, active, in good standing, and in the same product type through the qualifying period to receive the bonus. Bonus will be reported as taxable income to the IRS on a 1099-MISC. Offer may be withdrawn at any time and is subject to change. One bonus per Customer and cannot be combined with any other offer. TD Bank employees and Canadian cross-border banking Customers are not eligible.

1Non-TD ATMs: TD fees waived regardless of balance, and non-TD fees reimbursed when minimum daily balance is at least $2,500. For non-TD ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

2Loans subject to credit approval. Relationship discount may be terminated and the interest rate may increase upon closure of the qualifying personal checking account.

3TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.