TD Student CheckingSM

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No monthly maintenance fee

and no minimum balance requirement

Special extras

On-the-go banking

with every TD Bank checking account

Banking simplified

  • No minimum daily balance requirement or monthly maintenance fee1
  • No minimum initial deposit
  • No monthly maintenance fee on a TD Simple SavingsSM account when linked to a TD Student Checking account

Legendary convenience

Save money

  • Discount on your first order of checks
  • Transfer fees waived for overdraft protection
  • Overdraft services available
  • Rate discount on TD Bank home loans - .25% off home equity lines of credit2

On-the-go banking

  • Free Mobile Banking with Mobile Deposit3
  • Online Banking and free Bill Pay with e-bills
  • Free online statements with check images
  • Live Customer Service 24/7

Checkouts just got easier.

Pay with your TD Bank Debit Card

  • In person
  • Online or over the phone
  • In apps or app stores
  • Using your digital wallet

Open an account

Apply online

The online application takes 7
minutes or less.

Open account
Call us

Our banking specialists can
help you over the phone.


Apply in person

Visit a TD Bank to open your account.

Expand Important Disclosures

1Available to students under age 24. If the student is under the age of 18, he/she must open a joint checking account with a parent or legal guardian at a TD Bank location. Proof of active student status is required – student ID or a bill or receipt of payment to/from the institution the student attends. When student benefits expire after 5 years or on student's 24th birthday, whichever comes first, the account will convert to a TD Convenience CheckingSM account.

2Loans subject to credit approval. Relationship discount may be terminated and the interest rate may increase upon closure of the qualifying personal checking account.

3TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.