TD Cash Credit Card

Earn 2% cash back at the places you like to eat, plus $150 cash back.




Thank you for your interest in applying for a TD Bank credit card. With a little more information, we can help you make the application process easier.

Are you a current TD Bank customer?

No   Yes

Have you received a credit card offer from TD Bank?

No   Yes

If you received a credit card offer in the mail from us, locate your Preferred Customer Number at the bottom of the letter and enter the number at the top of the application

Visit a TD Bank near you

Please call us at 1-888-561-0608 or visit a TD Bank location near you for information on how to apply for a TD Bank credit card.

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Dining rewards – Earn cash back with every meal.

$150 cash back – offer expires August 31
2% cash back on dining purchases
1% cash back on all other purchases
$0 foreign transaction fees
$0 annual fee
Free VantageScore® and credit education tools when you log in to TD Bank Online Banking1

Read complete terms and conditions for details about APRs, fees, eligible purchases, balance transfers and program details.


Offer details, rates, fees and terms

Cash back offer

$150 cash back when you spend $500 within the first 90 days of account opening

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Rewards details

2% cash back on dining purchases from your local deli to fast food, coffee shops, casual restaurants and fine dining.

1% cash back on all other purchases – no categories or gimmicks and earn points that never expire.

Rates and fees

Variable Annual Percentage Rate
(APR) for Purchases
13.74%, 18.74% or 23.74%
based on your creditworthiness
APR for Balance Transfers 0% introductory APR
for first 12 billing cycles after account opening. After that,
13.74%, 18.74% or 23.74%
based on your creditworthiness
Balance Transfer Fee $10 or 4% of transfer
whichever amount is greater
Minimum Interest Charge $1
APR for Cash Advances 23.99%
Cash Advance Fee $10 or 5% of advance
whichever amount is greater
Annual Fee $0
Foreign Transaction Fee $0
Late Payment Up to $35

Need more information?

Take a look at our terms and conditions or personal cardmember agreement.



Earn unlimited points with every purchase,
and twice as many points on every meal

See how much cash back you can earn from dining and other purchases

Redeem your rewards for over 400 options >

Cash | Gift Card | Travel | Merchandise

To earn and redeem points, your account must be open and in good standing.


Credit Card FAQs


When will I receive my card?

Upon approval, you will receive your card within 5-7 business days.


What is the credit limit for this card?

The minimum credit limit is $500 with a maximum of $25,000 for the TD Cash Credit Card. For TD Visa Signature benefits, the credit limit must be $5,000 or greater.


What rewards do I get with the TD Cash card?

The TD Cash Visa Card allows you to earn up to 2% cash back on eligible dining purchases from fast food to fine dining. Plus, earn 1% cash rewards for every $1 spent – everywhere, every time on eligible purchases.1 Redeem your cash rewards for cash back, merchandise, gift cards or travel rewards once you've earned at least $25. There are no limits to the rewards you can earn and your cash rewards do not expire as long as your account is in good standing, meaning it is open and payments are not past due.

View TD Cash rewards site >


Can I view my rewards points online?

There are two ways to view your points online:

1. At Credit Card Account Access – once you receive and activate your card, register here and get your confirmation. You will then be able to view points.

2. Rewards site – you can register to view points plus rewards. Go to TD Cash rewards site


What are the Customer Service hours of operation?

Customer Service is available 24/7, 365 days a year.


What do I do if my credit card is lost or stolen?

Please contact us immediately at 1-888-561-8861 and we will cancel your card and send you a new one within 7-10 days. If you have automatic bill payments set up, they will be transferred to your new card. And with Visa's Zero Liability Policy, you will not be liable for unauthorized purchases made online or for signature-based transactions at merchants.


Manage your card

Security you can count on

Don't worry-we're protecting your every move. Our built-in chip technology helps guard you against fraud. Plus, you get the benefits of Visa Zero Liability2

Managing your account is easy

Get the service you need, when you need it. Log in to your account or talk to a TD Bank representative 24/7 at 1-888-561-8861.

Redeem your rewards

Visit the TD Cash rewards site >

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