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Small Business Loan Comparison Chart

Explore our newest loans for small business owners and get the financing you need to achieve your goals.

Loan Type Amounts Available Fixed or Variable Rate Standard Term What You Should Know
Commercial Real Estate Mortgage Up to $500,0001 Fixed 5-year term, up to 20-year amortization
  • Secured by real estate
  • If the asset increases in value, you may be able to depreciate it on your balance sheet2
Vehicle or Equipment $10,000 to $500,0001 Fixed 5 to 7 years
  • Secured by vehicle or equipment, which is considered a depreciable asset
  • Depreciation may be deducted as a normal business operating expense for tax purposes2
Secured $10,000 to $500,0001 Fixed 5 years
  • Secured by stock or cash
  • Often used for the purpose of purchasing fixed assets for the business (anything other than real estate or a vehicle)
  • Generally has a shorter term than an equipment loan
Unsecured $5,000 to $50,0001 Variable On demand
  • Not secured by collateral
  • Often used for a one-time business expense
  • Term of loan is determined by the use of the funds
SBA Loans Learn more about SBA loans for small business owners, as well as their complete small business loan program.
  • Secured by federal government
  • Primarily used for start-up needs

Next Steps

For detailed information about each of our small business loan programs, or for a business loan comparison, contact a Small Business Lending Officer.
1. Subject to credit approval.

2. These are general tax guidelines. Please consult your tax advisor to discuss your specific situation.