TD Debit Card Advance can help you avoid ATM and one-time debit card declines in all kinds of situations.
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Waiting for direct deposit: You're waiting for the direct deposit of your paycheck in 3 days. With TD Debit Card Advance, an ATM transaction or one-time debit card purchase may be paid, at our discretion, even if you have a zero available balance.
Two shoppers: You're both out running errands. Your partner buys that new lawn mower that's on sale, bringing your joint account balance to zero. Meanwhile, you make a purchase. With TD Debit Card Advance, your purchase may be covered at our discretion.
Picking up the check: You're out to lunch with co-workers and forgot that your mortgage check brought your account to a zero balance. With TD Debit Card Advance your lunch purchase may be covered at our discretion.
Cover purchases: You have a zero available balance and aren't aware of your account status when you are waiting to buy movie tickets. With TD Debit Card Advance, we may allow the purchase to be completed at our discretion.
Combination of Services: If your TD Moneyline or Savings Overdraft Protection account can't cover a potential overdraft, your ATM and one-time debit card transactions may be declined. With TD Debit Card Advance we may allow the transactions to be covered at our discretion.
Just in case: You rarely overdraw your account, and you'd rather not open a savings account or take out a line of credit to cover accidental overdrafts, so TD Debit Card Advance is your choice.
Please read this Important Information about TD Debit Card Advance.