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I am studying abroad and want to hold a minimum in my checking but keep funds in a Bank of China account for small expenses while abroad. Will the online tool be able to link these two accounts?
Sevan, Essex Junction
August 30, 2015 03:09:57 PM
In reply to Sevan, Essex Junction
Hi there Sevan,
Thanks so much for writing in today.
First, we'd like to let you know that our External Transfers service can only be used to transfers funds to or from a U.S. account in U.S. currency only. We understand that you'd like to transfer funds to China and we apologize for this inconvenience.
Since you'd like to transfer funds internationally, we can recommend that you complete a wire transfer which can be done at any of our Stores during lobby hours. If you're located in the States right now, for a listing of all of our Stores, please visit http://bit.ly/TDStores. You can also review additional information on sending international wires at http://bit.ly/1oowsYN.
If it happens that you're in China right now, we'd like to provide a few possibilities for obtaining the funds from there. First, if your account is a joint account, any other owner may visit us at a Store to initiate the wire, if anyone is currently located in the U.S. As another option, you may wish to deposit a check from your TD Bank account to the local account you have in China. Or, feel free to withdraw funds either via ATM or by Visa cash advance using your TD Bank Visa Debit card, and then deposit these to your local account or use them as cash.
If you opt to withdraw funds using either an ATM or a cash advance, please note that daily limits on our Visa debit cards are $750.00 for ATM withdrawals, and $5,000.00 for cash advances right now. For additional info, please take a look here: http://bit.ly/1kb17UQ on pages 43-44.
If you are expecting to withdraw more than what is permitted on your daily limit, we can offer a couple of options to request an increase. Please note, in order to have your debit card limit increased you must have a deposit account older than 90 days that is in Normal status and have a sufficient balance to cover the requested amount.
To increase one of the limits on your Visa debit card, you can send us a written request via fax or Secure Message. You can send the fax to our Fulfillment Team at 856-533-1138, or please log in to your TD Bank Online account at http://bit.ly/1eaISlq and use the Send a Message link after clicking the Customer Service tab. With either method, please include the following information:
• Subject: Limit Increase • Account Number • Debit/ATM Card Number • Your Name • Contact Telephone Number • A Statement indicating to 'Please increase my total daily Visa (or POS or ATM) limit to $X for the day.'• Your Signature (for the fax option only)
Please note, limit increases are temporary and the transaction must be completed the same day that the limit increase is granted. If you are interested in a permanent limit increase or decrease, you must visit your local TD Store location to make the request.
If you have any further questions, you can get in touch with us at 888-751-9000, 24/7. From outside the United States, please reach us via phone at 1-856-751-9000, or collect with operator assistance from a land line phone by asking the operator to dial 1-215-569-0518.
We hope one of these options will help, Sevan.
We wish you the best of luck with your studies and enjoy your time abroad!
Kristen P, Mount Laurel
August 30, 2015 03:10:58 PM