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process to fix this? I don't have the full account number and when I contacted TD Credit Card services they said my name nor my SSN was found in their database. This fraudulent credit card has several past due payments that are bringing down my credit score and this is very frustrating. Please help me. An account listed as TD Bank USA/Target Credit Card was fraudulently listed on my credit report, and I want know who to contact and the process to fix this? I don't have the full account number and when I contacted TD Credit Card services they said neither my name nor my SSN was found in their database. This fraudulent credit card has several past due payments that are bringing down my credit score and this is very frustrating. Please help me.
November 29, 2015 07:27:12 PM
Borrowing & Managing Your Credit
22 people recommended this |
In reply to Chase, Tucson
We're glad you were able to get in touch with us and we apologize to hear about any possibility of an unauthorized card in your credit file.
The Federal Trade Commission provides this page: http://1.usa.gov/1f6utCg which lists the steps you'll want to take to dispute this error. First, you'll want to report the incorrect info to the credit reporting company and information on how to do this is given there.
The other step would be to report this error to us, TD Bank, and you may review the info listed here: http://bit.ly/1riK35l, to do so. Please be sure to follow all of the steps listed on this page, and for a credit card issued by Target, as we are the servicing bank please use the contact information in the Target Credit Card Dispute section.
You may also wish to see: http://bit.ly/1uLQxMu for our Frequently Asked Questions about this process.
For any questions you may have, reach out to us on 888-751-9000, 24/7 or come see us at any TD Bank Store, and we'll be glad to help. Our locations and hours can be found here: http://bit.ly/TDStores.
Hope this helps you get started, Chase. Best of luck with this process and take care.
Kristen P, Mount Laurel
November 29, 2015 07:28:05 PM
9 people recommended this
MY CREDIT REPORT SHOWS A HARD INQUIRIE FOR A ( TD BANK USA/ TARGET CREDIT. )
I HAVE NOT APPLIED FOR TARGET CREDIT OR CREDIT CARD..
PLEASE HELP ME,
RALPH, JUPITER, FLORIDA
January 23, 2017 11:29:09 AM
10 people recommended this
In reply to RALPH, JUPITER, FLORIDA
Thanks for visiting TD Helps, Ralph.
Please review the resources provided by our colleague Kristen in the above response to report and reverse this inquiry.
Please don’ t hesitate to reach out to us if you have any additional questions or concerns.
Customer Service Team, Mt. Laurel
January 23, 2017 11:33:58 AM
6 people recommended this
The same exact thing is happening to me right now ! Please tell me how you got help . The same creditor has posted as a hard inquiry on my credit report and is now bringing my credit down.
August 28, 2017 11:02:21 AM
1 person recommended this
In reply to Jennique, Paterson
Welcome to TD Helps, Jennique. We're sorry to hear that you're experiencing this same issue.
We're pleased to advise you that the information provided above by Kristen is still correct. We ask that you view this link: https://go.td.com/1riK35l for more information on what you will need to do to dispute an item on your credit report.
For any additional questions you may have, please don't hesitate to reach out to us by dialing 888-751-9000. Our Specialists are available to assist 24/7. You may also visit us at any TD Store location. Our locations and hours can be found here: http://bit.ly/TDStores.
We hope this helps, Jennique, have a nice weekend.
Natasha M, Mt. Laurel
August 28, 2017 11:02:42 AM
In reply to Natasha, Mt. Laurel
My credit report shows an inquiry on January 1, 2017, by Target FINTD-Prvte Label, 3901 W. 53rd St, Souix Falls S.D, I did not authorize this inquiry and have made no credit application for this account
Robert Mark, Georgetown Texas
January 2, 2018 01:18:05 PM
In reply to Robert Mark, Georgetown Texas
Welcome to the conversation, Robert.
Please see the above responses from our Friends Kristen P. and Natasha M. We can confirm this information is still accurate.
We hope you have a nice day, Robert.
Alara B, Mount Laurel
January 2, 2018 01:18:26 PM