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Can I, a US citizen, receive international wire transfer from a third party to my checking account with TD Bank? What are the restrictions, if any? Can I transfer the money to my brokerage account, say TDAmeritrade?
Tom, Hong Kong
September 4, 2015 12:58:22 PM
In reply to Tom, Hong Kong
Good to hear from you, Tom and welcome to TD Helps.
As you have a TD Checking account, you can receive international wire transfers into your TD account. However, rules and restrictions may apply. For more information, we invite you to take a look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On Page 12, it explains this information in details.
If you'd like to make a transfer from your TD deposit account to your TD Ameritrade account, you may reach out to TD Ameritrade directly to set up the ACH transfer option. Here is a quick link to their contact information: http://bit.ly/1ygWAX4.
Additionally, you may also consider our External Transfers service provided via Online Banking. Our External Transfer service is used if you're sending money from your personal account with TD Bank to your account at another Financial Institution within the United States. You can also initiate a request for funds from your account at another Financial Institution within the United States to your TD account. For the Transfers Terms and Conditions please see: http://bit.ly/1pADlWD.
In order to be eligible to use our External Transfer service, you must have a United States address, a unique United States phone number, a United States issued Social Security number and a valid unique email address. You must also be enrolled for Online Banking and be using a personal TD Bank Checking, Savings or Money Market account for the transfer.
If you are already enrolled for Online Banking, please check here http://bit.ly/1eaISlq. After logging onto your account, please choose the "Transfers" tab. Then click on "Transfer to Accounts Outside TD Bank." You will then be asked to accept a user agreement and review the fee schedule.
After the enrollment is completed, you may continue to schedule a transfer by adding your account at a different institution. To do so, select "Add a New Account." You will then be prompted to select the type of account followed by the account and routing numbers. Once you enter the required fields, the transfer service will then display whether or not you can make an immediate transfer. In some cases, a trial deposit is initiated at the receiving institution for verification purposes. You’re welcome to check out http://bit.ly/1jXKYqq for all of the exciting details.
Please know that fees may apply for the above services and for more information on the fee schedule, please take a look here: http://bit.ly/1cTejgt.
We thank you again for writing in, Tom. Have a great weekend!
LiShu R, Mount Laurel
September 4, 2015 12:59:06 PM
In reply to LiShu, Mount Laurel
Hi, LiShu. Thank you for your reply. Could you please clarify if my checking account can accept Third Party international transfer, in other words, the sender and recepient are of two different persons.
tom, Hong Kong
September 5, 2015 08:21:38 AM
In reply to tom, Hong Kong
Thanks for getting back to us, Tom.
When receiving an incoming wire transfer to your TD account, you must be listed as the recipient on the wire transfer form. If you’d like to discuss it in more details with us, please contact us 24/7 while you're outside the United States by dialing 856-751-9000 or collect with operator's assistance from a land line phone by asking the operator to dial 215-569-0518.
We hope you have a great weekend, Tom.
LiShu R, Mount Laurel
September 5, 2015 08:23:00 AM